Zdravotní pojišťovna ministerstva vnitra České republiky
Czech health insurance company founded in 1992, the second-largest health insurer in the Czech Republic.
Last updated September 26, 2026
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Overview
Zdravotní pojišťovna ministerstva vnitra České republiky (ZP MV ČR), also branded as ZP 211, is a Czech health insurance company founded on 1 October 1992 by a decision of the Ministry of Labour and Social Affairs of the Czech Republic. It is currently the second-largest health insurance company in the Czech Republic, serving more than 1,300,000 clients through nearly 100 client centres across the country. Although its name references the Ministry of the Interior, membership is not legally mandatory for employees of organisations under that ministry; the insurer provides its services to the general public. The company offers statutory public health insurance along with a range of supplementary benefits. Its official website highlights a Prevention Fund (Fond prevence) providing contributions for preventive care, a programme of discounts and benefits for policyholders, a free 24/7 telephone doctor service, travel insurance, and information for Ukrainian citizens. It also operates a network of client centres and provides forms for policyholders, payers, and providers, as well as eCommunication tools and emergency services information. ZP MV ČR has been led by General Director MUDr. David Kostka, MBA, since 2 October 2015. In 2026, Ondřej Felix was elected as the new director of the insurer. The company has pursued public health awareness through projects such as "Zdraví jako vášeň" (Health as a Passion), aiming to bring healthy lifestyle topics to the public in an informal way. In June 2025, the news portal Aktuálně.cz reported that the insurer was negotiating a possible merger with VoZP, which had sought the merger due to its high indebtedness. However, as became apparent in 2026, ZP MV itself had been operating at a loss for several years. The organisational structure of ZP MV ČR is divided into self-governing and supervisory bodies (Administrative and Supervisory Board, Audit Committee, and Review Commission) and an executive component led by the General Directorate, which includes an executive director, professional sections, independent departments, and two main regional divisions ensuring client operations in Bohemia and Moravia. The insurer has also faced controversy. Czech Radio reported that ZP MV ČR awarded marketing contracts to a single company, and an employee who pointed this out was allegedly dismissed. In July 2026, Seznam Zprávy reported that despite the insurer's long-term poor financial situation, its former director David Kostka received a total of six million Czech korunas in severance pay, and two other managers were to receive severance of about 23 million korunas. The new director, Ondřej Felix, at least cancelled the non-compete clauses for the departing managers.
History
Zdravotní pojišťovna ministerstva vnitra České republiky was founded on 1 October 1992 by a decision of the Ministry of Labour and Social Affairs of the Czech Republic. It grew to become the second-largest health insurance company in the Czech Republic, serving over 1,300,000 clients through nearly 100 client centres. Although its name references the Ministry of the Interior, membership is not legally mandatory for employees of organisations under that ministry; the insurer serves the general public. Since 2 October 2015, MUDr. David Kostka, MBA, served as General Director. In 2026, Ondřej Felix was elected as the new director. The company has engaged in public health projects such as "Zdraví jako vášeň" (Health as a Passion), aiming to promote healthy lifestyles informally. In June 2025, Aktuálně.cz reported that ZP MV ČR was negotiating a possible merger with VoZP, which had sought the merger due to its high indebtedness. However, in 2026 it became apparent that ZP MV itself had been operating at a loss for several years. The organisational structure includes self-governing and supervisory bodies (Administrative and Supervisory Board, Audit Committee, Review Commission) and an executive component led by the General Directorate, with an executive director, professional sections, independent departments, and two main regional divisions for Bohemia and Moravia. The insurer has faced controversy. Czech Radio reported that ZP MV ČR awarded marketing contracts to a single company, and an employee who pointed this out was allegedly dismissed. In July 2026, Seznam Zprávy reported that despite the insurer's long-term poor financial situation, former director David Kostka received a total of six million CZK in severance pay, and two other managers were to receive about 23 million CZK in severance. The new director, Ondřej Felix, at least cancelled the non-compete clauses for the departing managers.
Founded by decision of the Ministry of Labour and Social Affairs of the Czech Republic.
MUDr. David Kostka, MBA, becomes General Director.
Reported negotiations about a possible merger with VoZP.
Ondřej Felix elected as new director.
Reported large severance payments to former director and managers despite losses.
Products and positioning
Second-largest health insurance company in the Czech Republic, offering statutory health insurance and supplementary benefits to the general public.
Statutory public health insurance
Mandatory health insurance coverage for policyholders in the Czech Republic.
Prevention Fund contributions
Financial contributions for preventive care and healthy lifestyle activities.
Travel insurance
Insurance coverage for travel.
Telephone doctor service
Free 24/7 telephone medical consultation service.
Discount and benefits programme
Programme offering discounts and benefits to policyholders.
Sources3 sources
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