YouLend
Global embedded financing platform providing flexible funding solutions integrated into platforms.
Last updated September 1, 2026
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Overview
YouLend is a global embedded financing platform that enables SMEs to grow with flexible funding. It operates across the UK, Europe, and the USA, and has funded over 370,000 businesses, contributing £9 billion in SME revenue. The company was founded in 2016 and launched in the UK and Ireland in 2018, expanded into Europe in 2022, and launched in the United States in 2023.
History
YouLend was founded in 2016 when its founder saw a gap in the SME financing space. It was born in CTO Mark Ufland's bedroom with just seven employees, two computer screens and a standing desk. In 2018, YouLend launched in the UK and Ireland. In 2021, it saw new partners and international growth. In 2022, it expanded into Europe. In 2023, it launched in the United States. In 2024, it received a £4 billion financing investment from J.P. Morgan.
Products and positioning
Embedded funding solutions
Flexible financing integrated directly into your platform, live within a week.
Sources5 sources
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