Xiamen International Bank

Xiamen International Bank (XIB) is a Chinese banking institution operating under the corporate name Xiamen International Bank Co., Ltd. Its official website lists group members Macau International Bank and Jiyou Bank, and presents business lines spanning retail finance, corporate finance, financial markets, and e-banking channels. The bank publishes important announcements on its site, including product and service standard statements and product activity notices.

Xiamen International Bank operates under the corporate name Xiamen International Bank Co., Ltd. Its official website identifies group members as Macau International Bank and Jiyou Bank. The site organizes its business into areas including retail finance, corporate finance, financial markets, and e-banking, and it publishes important announcements such as statements on the standards applied to its financial products and services and notices about product benefit activities.

• 2025

  The bank publishes an updated statement on standards applied to its financial products and services, with information current to May 31, 2025.

• 2024

  The bank announces that the Xing'an Hua product rights program will be retired effective January 1, 2025.

• 2024

  Xiamen International Bank publishes a statement on the national, industry, group and enterprise standards applied to its financial products and services.

• 1985

  Xiamen International Bank is founded in Xiamen, Fujian, as a Sino-foreign joint-venture commercial bank.

• Xing'anhua (兴安花)

  A product of Xiamen International Bank whose benefit activities were announced to expire on December 31, 2024, with related redemption and discount coupon activities ending January 1, 2025.

• 2020

  New employee who refused to drink a toast was insulted and slapped; bank disciplined those involved

  In August 2020, an employee at Xiamen International Bank's Beijing Zhongguancun Sub-branch complained of being insulted and hit by a supervisor for not drinking a toast. The Beijing branch verified the verbal and physical misconduct and suspended the responsible person pending investigation; the China Banking Association later criticized the penalty as too lenient.

  Source 1Source 2

• 2020

  Beijing branch fined 3.5 million yuan for credit and confirmation-letter violations

  In December 2020, Xiamen International Bank's Beijing branch was ordered to rectify and fined 3.5 million yuan for seriously violating prudential rules in credit business, issuing confirmation-letter replies inconsistent with the facts, and internal-control deficiencies.

  Source

• 2020

  Beijing branch fined 3.475 million yuan for unauthorized credit checks and other violations

  In June 2020, the PBOC Operations Management Department issued a warning and fined Xiamen International Bank's Beijing branch 3.475 million yuan for illegal acts including unauthorized credit inquiries. This case is separate from the December confirmation-letter case.

  Source

• 2020

  Xiamen International Bank responds to employee assault allegation

  In August 2020, Xiamen International Bank responded to an allegation involving a new employee. According to the bank's statement, the claim that the new employee was verbally abused and slapped after declining a toast was true, and the bank said the responsible person would be punished. The bank's response addressed the incident as described in the allegation and indicated that disciplinary action would follow for those responsible.

  Source

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1. 1厦门国际银行中文网站首页xib.com.cn
2. 2厦门国际银行中文网站厦门国际银行关于金融产品和服务所执行标准情况的声明xib.com.cn
3. 3厦门国际银行中文网站关于厦门国际银行兴安花产品权益活动到期下线的公告xib.com.cn
4. 4厦门国际银行中文网站厦门国际银行关于金融产品和服务所执行标准情况的声明xib.com.cn
5. 5New employee who refused to drink a toast was insulted and slapped; bank disciplined those involvedm.jiemian.com
6. 6New employee who refused to drink a toast was insulted and slapped; bank disciplined those involvedfinance.cnr.cn
7. 7Beijing branch fined 3.5 million yuan for credit and confirmation-letter violationsjiemian.com
8. 8Xiamen International Bank responds to employee assault allegationfinance.sina.com.cn
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