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Xiamen Bank

Xiamen Bank (厦门银行股份有限公司) is a Chinese bank offering retail and business banking services, including consumer loans such as E秒贷 and E秒经营贷, through branches, mobile banking and mini-programs. A regional commercial bank in Fujian Province, China.

Last updated October 12, 2026

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Overview

Xiamen Bank, formally Xiamen Bank Co., Ltd. (厦门银行股份有限公司), is a regional commercial bank headquartered in Xiamen, Fujian, China. Its official website presents announcements, business notices and news, and lists service channels including mobile banking clients and corporate mobile banking. The bank offers consumer and business lending products such as E秒贷 (including 台e贷, 新市民贷, E秒车贷, 乐享贷) and E秒经营贷, accessible via the "厦门银行E秒贷" WeChat mini-program and the Xiamen Bank mobile banking app. It also provides customer service hotlines for mainland China (400-858-8888) and Taiwan (0080-186-3155).

History

Xiamen Bank Co., Ltd. (厦门银行股份有限公司) operates as a bank in China. Its official website publishes business announcements and news, including items referencing a 30th anniversary strategic signing (30周年战略签约) and the issuance of a digital RMB green bond (成功发行全国首单数字人民币绿色...). The bank provides consumer lending products under the E秒贷 family and E秒经营贷, and maintains customer service hotlines for mainland China and Taiwan. Xiamen Bank Co., Ltd. (厦门银行股份有限公司) operates as a bank in China. Its predecessor, Xiamen City Cooperative Bank, was established in 1996; it was renamed Xiamen City Commercial Bank Co., Ltd. in 1998, and in 2008 new shareholders including Fubon Bank (Hong Kong) Limited were introduced. In 2009 the bank was renamed Xiamen Bank Co., Ltd. By the end of 2016, Xiamen Bank operated 57 outlets across Xiamen, Quanzhou, Putian, Chongqing, Fuzhou, Sanming and Zhangzhou, and had established a controlling subsidiary, Fujian Haixi Financial Leasing Co., Ltd., in Quanzhou. Also in 2016, the bank set up a dedicated capital operation center in the Xiamen Free Trade Zone and created China's first specialized wealth management institution, the Xiamen Bank Wealth Management Center, in the Fuzhou area of the Fujian Free Trade Zone. Its official website publishes business announcements and news, including items referencing a 30th anniversary strategic signing (30周年战略签约) and the issuance of a digital RMB green bond (成功发行全国首单数字人民币绿色...). The bank provides consumer lending products under the E秒贷 family and E秒经营贷, and maintains customer service hotlines for mainland China and Taiwan.

  • 2016

    By the end of 2016, Xiamen Bank operates 57 outlets across Xiamen, Quanzhou, Putian, Chongqing, Fuzhou, Sanming and Zhangzhou, and has established a controlling subsidiary, Fujian Haixi Financial Leasing Co., Ltd., in Quanzhou.

  • 2016

    Xiamen Bank sets up a dedicated capital operation center in the Xiamen Free Trade Zone and creates China's first specialized wealth management institution, the Xiamen Bank Wealth Management Center, in the Fuzhou area of the Fujian Free Trade Zone.

  • 2009

    The bank is renamed Xiamen Bank Co., Ltd.

  • 2008

    New shareholders including Fubon Bank (Hong Kong) Limited are introduced.

  • 1998

    The bank is renamed Xiamen City Commercial Bank Co., Ltd.

  • 1996

    Xiamen City Cooperative Bank, the predecessor of Xiamen Bank, is established.

Products and positioning

Regional bank

  • E秒贷

    Personal consumer loan product family including 台e贷, 新市民贷, E秒车贷 and 乐享贷, available via the "厦门银行E秒贷" WeChat mini-program and the Xiamen Bank mobile banking app.

  • E秒经营贷

    Business loan product available through the Xiamen Bank mobile banking app channel.

Controversies

  • 2026

    Sanming Branch Fined 1.9 Million Yuan for Inadequate Management of Four Types of Loans

    In March 2026, the Sanming Branch of Xiamen Bank was fined 1.9 million yuan for inadequate management of fixed asset loans, working capital loans, personal housing mortgages, and auto loans, with the responsible persons receiving warnings.

  • 2026

    Fined and Confiscated About 1.5 Million Yuan for Acquiring and Anti-Counterfeit Currency Violations

    In February 2026, Xiamen Bank was fined and had about 1.5 million yuan confiscated for violations including acquiring business and anti-counterfeit currency. This is recorded separately from the March credit penalty against the Sanming Branch.

  • 2023

    Fined 7.646 Million Yuan for 23 Violations Including Personal Financial Information and Anti-Money Laundering

    In January 2023, the People's Bank of China Fuzhou Central Sub-branch announced a penalty against Xiamen Bank for 23 violations, imposing a fine of 7.646 million yuan and confiscation of illegal gains, with seven responsible individuals separately punished. The violations included issues in personal financial information protection.

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Recent events

  • Unconfirmed

    Xiamen Bank director resigns[13]

    Xiamen Bank said it recently received Li Yunxiang’s resignation letter. He resigned as a director and as a member of the board’s nomination and remuneration committee, and will no longer hold any position at the company.

Sources13 sources

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