XDS

XDS is a credit information bureau in South Africa. According to its official website, it is a South African credit bureau with subsidiary operations in Ghana, Nigeria and Zimbabwe. XDS states that it is fully locally owned and that Vivian Pather founded it in 1993. Its solutions are described as covering the entire business cycle of the company and the credit life cycle of the customer, and it offers customer solutions, generic analytics solutions and custom analytics products.

XDS is a credit information bureau in South Africa. Its official website states that it is a South African credit bureau with subsidiary operations in Ghana, Nigeria and Zimbabwe. The website's leadership section states that Vivian Pather founded XDS as a fully locally owned credit bureau in 1993. The same page describes his experience in the information bureau industry, including projects in the USA, Europe, Middle East, Australia and Africa, and says this enabled him to position XDS as a company providing customers with specialised skills, leading edge technological capacity and worldwide credit bureau experience.

XDS describes itself as a fully locally owned South African credit bureau providing smarter and more technologically advanced information solutions to credit grantors and other data users, with high standards of data privacy, confidentiality and quality, and compliance with relevant legislation such as the National Credit Act.

• Credit report and score via Splendi

• Customer solutions

• Generic analytics solutions

• Custom analytics products

• Custom risk scorecards

• Fraud prevention

• Custom response models

• Lapse models

• Loss model

• Industry & consumer book profiling

• Customised account management scorecards

• Customised client scorecards

• Customer profitability modelling

• Custom recovery scorecards

1. 1XDS Credit Information Bureau in South Africaxds.co.za
2. 2Who We Are - XDS Credit Bureau in South Africaxds.co.za
3. 3Custom Analytics Products - XDS - Credit Risk Solutionsxds.co.za