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WIR Bank

WIR Bank is a Swiss cooperative bank serving retail customers with accounts, cards, savings, retirement, investment, financing and digital banking services.

Last updated September 25, 2026

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Overview

WIR Bank, formally WIR Bank Genossenschaft, is a Swiss cooperative bank. It was established in 1934 and is headquartered in Basel. Its cooperative structure is reflected in its governance: the bank states that its General Assembly, made up of its cooperative members, is its highest governing body. The assembly elects the board and decides matters reserved to it by law or the bank’s statutes. The bank serves private customers in Switzerland. Its retail offering includes current accounts and card services, savings, retirement and pension-related options, investments, mortgages and construction loans. Its Bankpaket top bundles a private account, Debit Mastercard, TWINT and e-banking; a credit card with cashback is available as an optional addition. The bank also offers digital banking through e-banking and mobile banking, alongside personal advice. WIR Bank presents its services around everyday banking, financial planning and home financing, emphasizing accessible digital services and a personal advisory relationship. Its current customer-facing materials describe options for retirement savings and pension assets, savings products, professionally planned investment choices, and several mortgage models. The supplied official material does not identify individual founders or current executives, nor does it provide detailed information on the bank’s historical development beyond its cooperative identity and founding year.

History

WIR Bank is a Swiss cooperative banking institution established in 1934. It operates under the name WIR Bank Genossenschaft and is based in Basel. Its cooperative form remains visible in the bank’s governance: the General Assembly comprises the cooperative members and is described by the bank as its highest organ. Among its responsibilities are electing the board and deciding matters assigned to it by law or the bank’s statutes. The available official material chiefly documents the bank’s present-day retail activities rather than providing a detailed account of its early history. It shows a broad range of services for private customers, including accounts and cards, savings, retirement and pension-related options, investments, digital banking, mortgages and construction loans. The bank also describes Bankpaket top as a bundled everyday banking offer that combines a private account, Debit Mastercard, TWINT and e-banking, with an optional cashback credit card. The bank’s current materials emphasize digital access and personal consultation. Its General Assembly page records a vote held on 5 June 2026, conducted by written ballot, at which all board proposals were accepted. The same page announces a statutory full renewal election of the board for 7 June 2027 and says all incumbent board members intend to stand again. The supplied sources do not provide founder details or a fuller chronology of the bank’s development.

  • 1934

    WIR Bank established

  • General Assembly conducted by written ballot

  • Scheduled full board renewal election

Products and positioning

A Swiss cooperative retail bank combining everyday banking and digital services with personal advice, saving and investment options, and home financing.

  • Bankpaket top

    A retail banking package including a private account, Debit Mastercard, TWINT and e-banking.

  • Savings and retirement services

    Savings products and options for pillar 3a retirement provision and pension fund assets.

  • Investment services

    Investment building blocks and professionally planned strategies for different goals and risk preferences.

  • Mortgages and construction loans

    Financing options for customers seeking to finance a home, including several mortgage models and construction loans.

Brand decisions

  • General Assembly accepts board proposalsOther

Sources2 sources

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