Warba Bank (K.S.C.P)

Warba Bank presents itself through its official website as a bank with service lines covering personal banking, corporate banking, business banking, investment banking, and asset management. It also promotes a mobile banking app, offers and promotions, a cashback program for Mastercard credit card users, and an agentic AI banking assistant called Bdr. Its corporate banking product pages describe Sharia-compliant financing structures such as real estate ijara ending with ownership transfer, ijara ending with ownership transfer for usufruct on industrial plots, commodity murabaha to finance operating expenses, and forward murabaha for financing purchase of assets.

• Real Estate Ijara Ending with Ownership Transfer

  Warba Bank buys the real estate at the customer's request then re-rents it with an ijara contract ending with ownership transfer; the property should be inside Kuwait, with finance up to 60% and a down payment of not less than 40%.

• Ijara ending with ownership transfer for usufruct on industrial plots

  A product intended for trading or investing the usufruct on industrial plots leased from the State.

• Commodity Murabaha To Finance Operating Expenses

  Based on concluding a commodity Murabaha transaction to provide liquidity and opening an investment agency account.

• Forward Murabaha For Financing Purchase Of Assets

  A financing product for buying machines, equipment, production lines, furniture and decoration, or lands, factories and offices, suitable for professionals, craftsmen, small businesses and individuals.

1. 1Warba Bank - Home Pagewarbabank.com
2. 2Warba Bank - History lookupwarbabank.com
3. 3Warba Bank - Real Estate Ijara Ending with Ownership Transferwarbabank.com
4. 4Warba Bank - Our Productswarbabank.com