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VyStar Credit Union

VyStar Credit Union is a credit union headquartered in Jacksonville, Florida, serving over 1 million members across Florida and Georgia.

Last updated October 14, 2026

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Overview

VyStar Credit Union is headquartered in Jacksonville, Florida, with over 2,300 employees working across Florida and Georgia. It states that it serves over 1 million members with assets totaling over $14 billion, and describes itself as the second-largest credit union headquartered in Florida. Its stated purpose is 'to Do Good,' and it says that for over 70 years it has helped members achieve their financial potential. It was originally named Jax Navy Federal Credit Union, founded by 12 founding members at Naval Air Station Jacksonville to serve military and civil service members.

History

VyStar Credit Union states that more than 70 years ago, 12 visionary founding members at Naval Air Station Jacksonville came together to create a trusted place for military and civil service members to save and borrow money. It was originally named Jax Navy Federal Credit Union. The organization is headquartered in Jacksonville, Florida, and has over 2,300 employees working across Florida and Georgia.

Products and positioning

Product categories. CD · VyStar+ Checking Account · VyStar Visa® Signature Rewards credit card

Controversies

  • 2026

    Jacksonville woman sues VyStar Credit Union over $42K impersonation scam

    Mary E. Maier sued VyStar Credit Union in U.S. District Court in Jacksonville on Aug. 14, alleging the credit union failed to investigate and reimburse about $42,000 stolen from her accounts after fraudsters impersonated the bank, obtained her debit card and drained her checking, money market and savings accounts between Nov. 13 and Nov. 20, 2025. The suit alleges VyStar disabled security controls for marketing reasons, failed to apply fraud alerts, denied her error claim without the written explanation required under federal rules, and failed to investigate or respond within the time required by the Electronic Fund Transfer Act and Regulation E. Maier seeks actual and statutory damages, attorneys' fees and treble damages.

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Recent events

  • Jacksonville woman sues VyStar Credit Union over $42K impersonation scam[5]

    Reported:

    Mary E. Maier sued VyStar Credit Union in U.S. District Court in Jacksonville on Aug. 14, alleging the credit union failed to investigate and reimburse about $42,000 stolen from her accounts after fraudsters impersonated the bank, obtained her debit card and drained her checking, money market and savings accounts between Nov. 13 and Nov. 20, 2025. The suit alleges VyStar disabled security controls for marketing reasons, failed to apply fraud alerts, denied her error claim without the written explanation required under federal rules, and failed to investigate or respond within the time required by the Electronic Fund Transfer Act and Regulation E. Maier seeks actual and statutory damages, attorneys' fees and treble damages.

  • Vystar appoints Byron Novosad to its board[6]

    Reported:

    Vystar named Byron Novosad to its board of directors, effective immediately; he fills the seat vacated by Keith Osborn, who retired.

  • VyStar announces loan relief programs[7]

    Reported:

    VyStar Credit Union announced several loan relief programs for members experiencing financial strain, covering consumer loans and credit cards, mortgages, commercial loans, and fees and service charges.

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