Volksbank Löbau-Zittau eG

Volksbank Löbau-Zittau eG is a German cooperative bank (Genossenschaftsbank) headquartered in Ebersbach-Neugersdorf in the Landkreis Görlitz, Saxony. It traces its origins to 14 November 1907, when a cooperative bank was founded in Neugersdorf. The present institution was formed in 2001 through the merger of Volksbank Löbau-Neugersdorf eG Volks- und Raiffeisenbank, based in Ebersbach-Neugersdorf, with Zittauer Volks- und Raiffeisenbank eG, based in Zittau. Those predecessors themselves resulted from earlier mergers: Volksbank Löbau-Neugersdorf emerged in 1994 from the union of Volksbank Neugersdorf eG and Raiffeisenbank Löbau eG, while Zittauer Volks- und Raiffeisenbank was created in 1992 by merging Raiffeisenbank Zittau eG and Volksbank Zittau eG. The bank operates as a universal bank (Universalbankgeschäft), offering retail and business banking services including current accounts, debit and credit cards, online banking, savings and investment products, and lending. Its business territory covers the southern part of Landkreis Görlitz and the eastern part of Landkreis Bautzen. Branches are located in Ebersbach-Neugersdorf (main office and registered seat), Zittau, Löbau, Bernstadt a. d. Eigen, Cunewalde, Kottmar, Großschönau, and self-service branches in Herrnhut, Olbersdorf, and Oppach. As a registered cooperative (eG), the bank is owned by its members, who typically receive an annual dividend on their shares. Governance follows the German Cooperative Act (Genossenschaftsgesetz) and the bank's statutes, with a board of directors (Vorstand), supervisory board (Aufsichtsrat), and a representatives' assembly (Vertreterversammlung) as its organs. It is entered in the cooperative register at Amtsgericht Dresden under GnR 87. The bank is affiliated with the officially recognized protection scheme of the Bundesverband der Deutschen Volksbanken und Raiffeisenbanken (BVR) and its additional voluntary protection scheme. In its network business (Verbundgeschäft), Volksbank Löbau-Zittau cooperates with DZ Bank, R+V Versicherung, Bausparkasse Schwäbisch Hall, Teambank, VR Leasing, DZ Hyp, and Union Investment. Its website highlights services such as online banking, the VR Banking App, crowdfunding, business loans up to €100,000, and a depot for young investors (meinDepot). The bank also engages its members through events such as the Unternehmerwerkstatt and the 2026 representatives' election.

The origins of Volksbank Löbau-Zittau eG date to 14 November 1907, when a cooperative bank was founded in Neugersdorf, Saxony. Over the following decades, the institution evolved through a series of mergers that shaped its current structure. In 1992, Raiffeisenbank Zittau eG merged with Volksbank Zittau eG to form Zittauer Volks- und Raiffeisenbank eG, based in Zittau. Two years later, in 1994, Volksbank Neugersdorf eG merged with Raiffeisenbank Löbau eG (based in Löbau) to create Volksbank Löbau-Neugersdorf eG Volks- und Raiffeisenbank, headquartered in Ebersbach-Neugersdorf. The present-day bank was formed in 2001 through the merger of Volksbank Löbau-Neugersdorf eG Volks- und Raiffeisenbank and Zittauer Volks- und Raiffeisenbank eG. The merged entity, Volksbank Löbau-Zittau eG, established its registered seat in Ebersbach-Neugersdorf and operates branches across the region. As a registered cooperative (eingetragene Genossenschaft), the bank is entered in the cooperative register at Amtsgericht Dresden under GnR 87. Its legal framework is the German Cooperative Act (Genossenschaftsgesetz) and its own statutes, adopted by the representatives' assembly. The bank's organs are the board of directors (Vorstand), the supervisory board (Aufsichtsrat), and the representatives' assembly (Vertreterversammlung). The bank is a member of the protection scheme of the Bundesverband der Deutschen Volksbanken und Raiffeisenbanken (BVR) and its additional voluntary protection scheme. It operates as a universal bank and cooperates with network partners including DZ Bank, R+V Versicherung, Bausparkasse Schwäbisch Hall, Teambank, VR Leasing, DZ Hyp, and Union Investment. In the 2020s, the bank continues to serve its members and customers through a mix of digital services (online banking, VR Banking App) and a branch network covering Ebersbach-Neugersdorf, Zittau, Löbau, Bernstadt a. d. Eigen, Cunewalde, Kottmar, Großschönau, and self-service locations in Herrnhut, Olbersdorf, and Oppach. It also engages its membership through events such as the Unternehmerwerkstatt and the 2026 representatives' election.

• 2026

  Representatives' election (Vertreterwahl) for the members' assembly.

• 2001

  Volksbank Löbau-Neugersdorf eG and Zittauer Volks- und Raiffeisenbank eG merge to form Volksbank Löbau-Zittau eG.

• 1994

  Volksbank Neugersdorf eG and Raiffeisenbank Löbau eG merge to form Volksbank Löbau-Neugersdorf eG Volks- und Raiffeisenbank.

• 1992

  Raiffeisenbank Zittau eG and Volksbank Zittau eG merge to form Zittauer Volks- und Raiffeisenbank eG.

• 1907

  Cooperative bank founded in Neugersdorf on 14 November.

A member-owned cooperative universal bank focused on retail and SME customers in southern Saxony, operating within the Volksbanken Raiffeisenbanken network.

• meinDepot

  A securities depot aimed at young investors.

• Unternehmerkredit

  Business loan of up to €100,000.

• VR Banking App

  Mobile banking app for account management.

• OnlineBanking

  Online banking portal for account services.

• Crowdfunding

  Platform for financing project ideas.

1. 1Startseite Ihrer Volksbank Löbau-Zittau eGvb-loebau-zittau.de
2. 2Online-Services - Volksbank Löbau-Zittau eGvb-loebau-zittau.de
3. 3Volksbank Löbau-Zittaude.wikipedia.org
4. 4Volksbank Löbau-Zittauwikidata.org