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Verzekeringen PRECURA Assurances

Belgian mutual insurer specialising in collective and individual guaranteed-income (income protection) cover for liberal professions.

Last updated September 29, 2026

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Overview

Verzekeringen PRECURA Assurances is a Belgian insurance undertaking based in Grimbergen, operating under the brand name Precura. It describes itself as a reliable and experienced expert in collective and individual guaranteed-income insurance (in Dutch, "gewaarborgd inkomen"), a form of income-protection cover that pays a replacement income when a policyholder can no longer work because of illness or accident. The company positions itself specifically around the needs of the liberal professions, and its website organises its offer into three professional segments: legal professions (lawyers, notaries, bailiffs and candidate bailiffs), medical professions, and financial professions. Precura presents itself as a mutual insurer ("onderlinge verzekeraar"). According to its own description, profits made by the mutual are directed back into improving the conditions offered to its members, into further development of products and services, and into building the necessary provisions; risks are shared mutually among all members. The company frames this long-term strategy as a source of stability and security for its members, and describes its relationship with clients as a person-to-person partnership that lasts throughout a professional career and beyond. The brand's core promise is financial peace of mind for professionals and their families: the insurer handles income protection so that the policyholder can focus on their work, and so that the household can maintain its standard of living during a long period of incapacity for work. Precura communicates in both Dutch and French, reflecting Belgium's two main language communities, and offers telephone contact as well as online contact channels. Because the available evidence is limited to the company's own homepage and a Wikidata entry identifying it as a company in Grimbergen, Belgium, details such as founding year, founders, ownership structure, executive team and financial figures are not documented here. The dossier should be treated as a concise, evidence-bound profile of the brand rather than a complete corporate history.

History

The available evidence does not document a dated corporate history for Verzekeringen PRECURA Assurances. What can be stated is that the undertaking is a Belgian company located in Grimbergen, Belgium, and that it operates as a mutual insurer under the Precura brand. Its own communication emphasises long-standing knowledge and expertise in serving the liberal professions, and describes a long-term strategy in which profits are returned to members through improved conditions, product and service development, and the building of provisions, with risks shared mutually among all members. Precura's business is built around guaranteed-income insurance — cover that replaces income when a professional can no longer work due to illness or accident. The company addresses this need across three professional categories highlighted on its website: legal professions (lawyers, notaries, bailiffs and candidate bailiffs), medical professions, and financial professions. For each group it argues that professionals and their families deserve financial peace of mind and that protecting income is as important as serving clients or patients. The brand communicates bilingually in Dutch and French, consistent with the Belgian market, and offers both telephone and online contact. Because no founding date, ownership record, leadership list or financial disclosure is present in the supplied evidence, this history remains deliberately limited to what the sources support; further research into Belgian corporate registers or the company's own publications would be required to extend it.

Products and positioning

Mutual insurer and long-term partner for liberal professions, offering tailor-made collective and individual guaranteed-income cover and sharing profits back to members.

  • Collective guaranteed-income insurance

    Group income-protection cover for professional organisations and practices.

  • Individual guaranteed-income insurance

    Personal income-protection cover for self-employed professionals.

  • Income protection for legal professions

    Tailor-made cover for lawyers, notaries, bailiffs and candidate bailiffs.

  • Income protection for medical professions

    Cover designed for healthcare professionals who devote themselves fully to the care of others.

  • Income protection for financial professions

    Cover for financial experts who understand the value of guaranteed income.

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