Vermont Mutual
Vermont Mutual Insurance Group is a mutual insurance company protecting individuals and businesses since 1828.
Last updated September 2, 2026
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Overview
Vermont Mutual Insurance Group is among the oldest mutual insurance companies in the United States. It offers personal and commercial lines insurance through a network of over 800 independent agency office locations. The company is rated A Excellent from A.M. Best and has been named a Ward's 50 top-performing U.S. property-casualty insurer for 18 consecutive years.
History
Vermont Mutual Insurance Group traces its beginnings to November 10, 1827, when it first received its Legislative Charter. On January 21, 1828, the Vermont Mutual Fire Insurance Company officially opened its doors to the public. The company was founded by Vermonter Daniel Baldwin to protect his fellow citizens from financial ruin, as fire was a prominent danger at the time. The company has been protecting individuals and businesses since 1828.
Products and positioning
Personal Lines
Comprehensive protection for home and property through a network of over 800 independent agency office locations.
Commercial Lines
Comprehensive coverage for apartment, service, hospitality, mercantile classes, and many artisans and contractors.
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