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Verband der Ersatzkassen

Verband der Ersatzkassen (vdek) is the association of the German substitute health insurance funds, representing their interests at federal and state level.

Last updated September 16, 2026

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Overview

Verband der Ersatzkassen (vdek) is an interest group for the German substitute health insurance funds at federal and state level. Its chairwoman Ulrike Elsner speaks publicly on statutory health insurance (GKV) issues, including emergency care reform and GKV finances.

History

Verband der Ersatzkassen (vdek) is an interest group for the German substitute health insurance funds at federal and state level. Its chairwoman Ulrike Elsner has publicly addressed statutory health insurance (GKV) topics, including emergency care reform and GKV finances.

Products and positioning

Interest representation for German substitute health insurance funds at federal and state level.

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