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Vault

Vault offers custom insurance solutions for affluent individuals and families.

Last updated September 1, 2026

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Overview

Vault is an insurance provider offering high-net-worth personal insurance and customized solutions for individuals and families. Their products include custom homeowners, auto, collections, excess liability, yacht, aviation, group excess liability, and commercial insurance.

History

Vault offers high-net-worth personal insurance and customized solutions for individuals and families. The company's mission is to reduce risks with data-driven technology to protect what matters most. Its leadership includes Scott Carmilani as CEO and Executive Chairman.

Products and positioning

Custom insurance solutions for affluent individuals and families, emphasizing flexibility and exceptional service.

  • Vault Custom Homeowners

    Custom coverage for luxury homes with unique risks, details, or design elements.

  • Auto Insurance

    Enhanced, broader coverage for luxury vehicles with high-end smart technology and customizations.

  • Collections Insurance

    Protection for fine art, jewelry, vintage wine, rare whiskey, couture gowns, priceless antiques, and more.

  • Excess Liability

    Personal liability coverage to protect financial security from possible exposure.

  • Yacht Insurance

    Specialized coverage designed for Vault's high-net-worth personal lines clientele.

  • Aviation Insurance

    Coverage for aviation-related risks.

  • Group Excess Liability

    Excess liability coverage for groups.

  • Commercial Insurance

    Commercial insurance solutions.

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