Vasai Janata Sahakari Bank Limited

Vasai Janata Sahakari Bank Limited is an urban co-operative bank in India, headquartered in Vasai in the Palghar district of Maharashtra. As a sahakari (co-operative) bank, it is organised under India's co-operative banking framework rather than as a conventional joint-stock commercial bank, and it is owned by its members rather than by public shareholders. Its operations are focused on the local community around Vasai and the wider Mumbai metropolitan region, offering deposit and lending services typical of an urban co-operative bank. The bank's official website is vjsbl.com, which is the primary public channel for information about its branches, products and services. Like other Indian urban co-operative banks, it operates under the regulatory oversight of the Reserve Bank of India and is subject to the co-operative banking regulations that govern licensing, capital adequacy, and customer protection. Its customer base is largely retail and small-business oriented, reflecting the community-focused model of the sahakari banking sector. Because the bank is a regional co-operative institution, detailed public information about its founding year, financial performance and leadership is limited compared with large listed Indian banks. The available structured data identifies it as an entity in Wikidata, confirming its existence as a distinct commercial banking brand. The bank continues to operate as an active co-operative bank serving its members and customers in and around Vasai.

Vasai Janata Sahakari Bank Limited is an urban co-operative bank based in Vasai, in the Palghar district of Maharashtra, India. It belongs to the sahakari (co-operative) banking tradition, in which banks are owned by their members and are established to serve a defined local community rather than to maximise returns for outside shareholders. Urban co-operative banks of this type became widespread across Maharashtra and other Indian states during the twentieth century, providing deposit, credit and payment services to retail customers, traders and small businesses that might otherwise have limited access to formal banking. The bank operates under the regulatory framework for co-operative banks in India, which places it under the oversight of the Reserve Bank of India for banking regulation while its co-operative structure is governed by state and central co-operative laws. Its public presence is centred on its official website, vjsbl.com, through which it communicates information about its branches, deposit schemes and loan products. As a regional institution, Vasai Janata Sahakari Bank has not attracted the same level of public documentation as large national banks, and precise details such as its founding year, the names of its founders and its current board are not available in the supplied evidence. What is established is its identity as a distinct commercial banking brand, recorded in structured data sources such as Wikidata, and its continued operation as an active co-operative bank serving the Vasai area and the surrounding region.

Community-focused urban co-operative bank serving members and customers in and around Vasai, Maharashtra.

• Savings accounts

  Deposit accounts for individual retail customers.

• Fixed deposits

  Term deposit products offering fixed interest over a set period.

• Recurring deposits

  Deposit schemes requiring regular instalments over a defined term.

• Retail loans

  Lending products for individual and household needs.

• Small business loans

  Credit facilities for local traders and small enterprises.

1. 1Vasai Janata Sahakari Bank Limitedwikidata.org
2. 2Vasai Janata Sahakari Bank Limited official websitevjsbl.com