United Nations Federal Credit Union

The United Nations Federal Credit Union (UNFCU) is a member-owned financial cooperative founded in 1947 by employees of the United Nations, for employees of the United Nations. Headquartered in Long Island City, New York, it has grown into a global financial institution serving more than 260,000 members representing over 200 nations and territories. Its mission is to serve the people who serve the world by enriching the lives of its members, and it positions itself as a borderless bank for global citizens — providing secure financial solutions and personalized services that make managing finances around the globe simple. UNFCU offers a full range of retail banking products: savings and spending accounts, high-yield savings, share certificates, child/minor savings accounts, checking accounts, mortgages and home equity lines of credit, personal loans, credit cards with rewards, and global money transfer options. Its Digital Banking platform allows members to manage accounts, transfer money internationally, apply for loans and credit cards, control card settings, and receive account alerts from a computer, laptop, or mobile phone — designed to work from the General Assembly building to the most remote duty station. Security features include randomly generated security codes delivered via text, phone call, or the Google Authenticator app. Governance reflects its UN roots: the Board of Directors is composed of current and former UN staff, helping the credit union understand and address the financial needs of the UN community, while a senior management team ensures financial security and resilience. UNFCU is committed to social and environmental impact, guided by the UN Sustainable Development Goals. It has been 100% climate neutral for nine consecutive years, launched the United in Sustainability Network in 2018 to lead a sustainability movement across credit unions, has been an active member of the United Nations Global Compact since 2010, and supports the Women's Empowerment Principles. The UNFCU Foundation empowers women and youth to overcome poverty; through grant-making and humanitarian campaigns it invested over $1.3 million in 2025, transforming more than 16,000 lives. As a credit union rather than a bank, UNFCU is owned by its members and operates on a not-for-profit cooperative model, returning value through better rates, lower fees, and member-focused services. Its membership is built around the UN community and related organizations, and it serves members wherever they are posted around the world.

The United Nations Federal Credit Union was founded in 1947 by UN employees, for UN employees. From its origins serving the staff of the newly established United Nations, it grew into a member-owned financial cooperative with a global footprint. Its mission is to serve the people who serve the world by enriching the lives of its members, and it has built its identity around the UN community it was created to support. Over the decades, UNFCU expanded from a local credit union into an institution serving members in more than 200 nations and territories, with over 260,000 members having joined since its founding. Its governance structure reflects its roots: the Board of Directors is comprised of current and former UN staff, helping the credit union better understand and address the financial needs of the UN community, while a senior management team ensures financial security and resilience to changing economic and market conditions. As its membership became increasingly international, UNFCU developed products and services designed for a mobile, globally dispersed community. It offers global banking solutions for global citizens, including international money transfers with options to fit different countries, currencies, speeds, and costs, and a Digital Banking platform accessible from the General Assembly building to the most remote duty station. The platform allows members to open deposit accounts, apply for loans and credit cards, control card settings, and receive account alerts, with security features such as randomly generated security codes delivered via text, phone call, or the Google Authenticator app. UNFCU has also positioned itself around sustainability and social impact. It has been 100% climate neutral for nine consecutive years. In 2018 it launched the United in Sustainability Network to lead a sustainability movement across credit unions. Since 2010 it has been an active member of the United Nations Global Compact, the world's largest corporate sustainability movement, and it supports the Women's Empowerment Principles. Guided by the UN Sustainable Development Goals, it works to advance 14 SDGs through its operations and initiatives, focusing on protecting the planet, developing an inclusive workforce, and overcoming poverty. The UNFCU Foundation, its philanthropic arm, empowers women and youth to overcome poverty; through grant-making and humanitarian campaigns it invested over $1.3 million in 2025, transforming more than 16,000 lives. Today UNFCU operates as a member-owned credit union headquartered in Long Island City, New York, serving the UN community worldwide with a full suite of personal banking products and a commitment to operating responsibly while advancing the SDGs.

• 2025

  UNFCU Foundation invested over $1.3 million, transforming more than 16,000 lives.

• 2018

  Launched the United in Sustainability Network to lead a sustainability movement across credit unions.

• 2010

  Became an active member of the United Nations Global Compact.

• 1947

  Founded by UN employees, for UN employees.

Borderless banking for global citizens; the credit union for the United Nations community.

• Digital Banking

  Secure account access globally from computer, laptop, or mobile phone; manage accounts, transfer money, apply for loans and credit cards, control card settings, and receive alerts.

• Global money transfers

  Options to fit country, currency, speed, and cost needs.

• Credit cards with rewards

  Enhance purchases with rewards.

• Mortgages and home equity lines of credit

  Includes a 0.125% rate discount on a new mortgage.

• Savings and spending accounts

  Savings, share certificates, child/minor savings, and checking accounts.

• 2020-07-16

  UNFCU partners with Thunes for mobile money transfers[5]UNFCU 与 Thunes 合作提供手机钱包汇款prnewswire.com

  Reported: 2020-07-16

  United Nations Federal Credit Union partnered with Thunes to enable members to transfer money to mobile wallets in select countries in local currencies. The service was available in 14 countries at the time of the announcement.

1. 1United Nations Federal Credit Unionunfcu.org
2. 2About | UNFCUunfcu.org
3. 3Impact | UNFCUunfcu.org
4. 4Digital Banking | UNFCUunfcu.org
5. 5UNFCU 与 Thunes 合作提供手机钱包汇款prnewswire.com