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Tri Counties Bank

California's Local Bank, established in 1975 and a wholly-owned subsidiary of TriCo Bancshares (NASDAQ: TCBK).

Last updated September 15, 2026

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Overview

Tri Counties Bank is a California bank established in 1975 and a wholly-owned subsidiary of TriCo Bancshares (NASDAQ: TCBK), headquartered in Chico, California, with corporate offices in Roseville, South San Francisco, and Bakersfield. It describes itself as California's Local Bank, serving individuals and businesses throughout California with more than 75 locations, advanced mobile and online banking, and access to approximately 40,000 surcharge-free ATMs nationwide.

History

Tri Counties Bank was established in 1975. Its first branch was a mobile facility that opened on March 11, 1975 at the current Chico Pillsbury branch site. Robert H. Steveson served as President & CEO from 1975 to 1999. In 1980 the Chico Park Plaza branch opened, which included headquarters and the data center. In 1981 the bank made its first acquisition, Shasta County Bank, expanding to Redding, Burney, Cottonwood, Palo Cedro and Fall River Mills. On October 27, 1981, TriCo Bancshares was incorporated as a holding company with the Bank as its sole subsidiary. In 1987 the bank introduced its first ATM and debit card. In the 1990s new branches opened in Yuba City, Bakersfield, Sacramento Arden Fair, Beale Air Force Base and Visalia, and in 1994 the first in-store branches opened in Red Bluff, Yuba City, Redding, Chico, and Grass Valley. In 1997 online banking and a call center were established, and in 1998 a new headquarters building opened at 63 Constitution Dr in Chico. Rick Smith became President/CEO in 1999. In 2003, 17 new branches were added in locations including Modesto, Paradise, Oroville, Brentwood, North Natomas, Fresno, Chico/Esplanade, Turlock, Woodland, Lincoln, and Roseville/Pleasant Grove. As of the About page, Tri Counties Bank is a wholly-owned subsidiary of TriCo Bancshares (NASDAQ: TCBK) headquartered in Chico, California with corporate offices in Roseville, South San Francisco, and Bakersfield, with assets of nearly $10 billion and 50 years of financial stability, more than 75 locations, advanced mobile and online banking, and access to approximately 40,000 surcharge-free ATMs nationwide.

Products and positioning

California's Local Bank, prioritizing local bankers and local decision-making.

  • Personal Banking

    Banking services for individuals.

  • Business Banking

    Banking services for businesses.

  • Online and Mobile Banking

    Advanced mobile and online banking.

  • Home Equity Lines of Credit

    Home equity lines of credit.

  • Commercial Real Estate

    Commercial real estate lending.

  • Investment Services

    Investment services.

  • Merchant Services

    Merchant services portal.

  • Credit Cards

    Credit card manager.

Sources4 sources

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