The National Bank
A Palestinian financial institution formed through the merger of Al Rafah Microfinance Bank and the Arab Palestinian Investment Bank.
Last updated August 25, 2026
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Overview
The National Bank (TNB) is a financial institution operating in Palestine. The institution was created through the merger of Al Rafah Microfinance Bank and the Arab Palestinian Investment Bank, bringing together a microfinance-oriented banking business and an investment-banking institution under the National Bank identity. Available reference material identifies the merger as the defining event in the bank’s formation and describes TNB as a Palestinian financial institution, but does not provide sufficiently detailed information about the transaction date, ownership structure, leadership, branch network, financial performance, or current product architecture. Accordingly, the bank is best characterized conservatively as a Palestine-focused banking brand rather than assigned a more specific retail, corporate, investment, or Islamic-banking classification without further reliable documentation. Its business scope may include conventional banking and financial services associated with its predecessor institutions, but individual offerings are not specified in the available sources. No verified website, stock ticker, executive roster, founding year, financial figures, or international operating markets were supplied. The National Bank should also be distinguished from unrelated institutions with similar names in other countries.
History
The National Bank is a financial institution in Palestine whose institutional history is tied to the merger of Al Rafah Microfinance Bank and the Arab Palestinian Investment Bank. The available reference material presents this combination as the event through which TNB came into being, but does not state the precise closing date, the legal structure of the transaction, the relative ownership interests of the predecessor entities, or the operational integration process. It also does not provide a detailed account of the two predecessor banks’ earlier histories. As a result, the bank’s development can be documented only at a high level. The merger brought together organizations associated with different areas of financial activity: Al Rafah Microfinance Bank had a microfinance identity, while the Arab Palestinian Investment Bank was associated with investment banking. The resulting institution adopted the The National Bank name and operates in Palestine. This combination suggests an effort to consolidate banking capabilities and broaden the institution’s financial-services base, but the available sources do not establish the precise strategic objectives or subsequent business results. No reliable source in the supplied material identifies a founding year, founder, headquarters city, parent company, controlling owner, listed status, ticker, website, current executives, branch count, customer numbers, or audited financial results. There is likewise insufficient information to describe later product launches, acquisitions, campaigns, regulatory events, scandals, or leadership changes. The bank’s documented historical significance in the available material therefore rests on its formation through the merger of the two Palestinian predecessor institutions and its continuing identification as a financial institution serving Palestine.
Formation through merger
[1]Al Rafah Microfinance Bank and the Arab Palestinian Investment Bank merged to form The National Bank. The supplied reference does not specify the date or legal terms of the transaction.
Products and positioning
A Palestine-focused banking institution formed by combining microfinance and investment-banking heritage.
Banking
Banking services
The National Bank is described in the available reference material as a financial institution in Palestine. Specific deposit, lending, payment, digital, or branch-banking products are not identified in the supplied sources, so this entry records the general banking-service category without attributing individual products to the bank.
Microfinance
Microfinance-related services
The bank’s formation included Al Rafah Microfinance Bank, giving the institution a documented connection to microfinance banking. The available sources do not specify which microfinance products, customer segments, eligibility rules, or delivery channels continued under The National Bank brand.
Investment banking
Investment banking and financial services
The merger also included the Arab Palestinian Investment Bank, establishing an investment-banking component in the institution’s documented heritage. No specific advisory, capital-markets, investment, or corporate-finance offerings are detailed in the supplied reference material.
Brand decisions
- Merger creating The National BankM&A
Background
The National Bank was formed by combining Al Rafah Microfinance Bank and the Arab Palestinian Investment Bank. The available source does not explain the commercial, regulatory, or ownership context in detail.
Action taken
The two predecessor institutions were merged under The National Bank identity.
Aftermath
The resulting institution operates as a financial institution in Palestine. Subsequent integration outcomes and financial effects are not documented in the supplied material.
Recent events
The National Bank completes acquisition of Jordan Commercial Bank's Palestine branch[2]
The National Bank announced completion of its acquisition of the assets and obligations of Jordan Commercial Bank's Palestine branch. Under the deal, Jordan Commercial Bank received a 15% stake in The National Bank and one board seat.
Sources2 sources
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