TARGOBANK

TARGOBANK is a German banking brand serving private individuals, self-employed customers, small businesses and larger companies. Its present-day offering spans the core activities of a universal bank, with a particular emphasis on consumer lending, everyday banking, savings and investment, cards and customer service. The bank describes its approach as making finance straightforward and tailored to customers, combining digital services with telephone support and in-person advice. For private customers, TARGOBANK offers current accounts and cards, consumer loans, savings products, investment and wealth-management services, and insurance. Its website also features deposit options, brokerage and investment plans. The group’s wider German activities include the Joe Broker neo-broker brand and insurance services through ACM Deutschland. Business and corporate services include offerings for self-employed people and smaller businesses, an automotive bank, corporate banking, special financing, factoring, leasing and investment financing through group subsidiaries. The brand operates in Germany and combines online banking and an app with phone support and a physical branch network. Its website reports approximately 340 branches and more than 7,700 employees across over 340 locations, and the company reports serving around 3.8 million private, business and corporate customers. It presents consumer lending as a leading business area in Germany and describes itself as one of the country’s largest credit-card issuers. TARGOBANK belongs to the French cooperative banking group Crédit Mutuel Alliance Fédérale. Its German activities are coordinated under TARGO Deutschland GmbH. The company says it follows cooperative values of proximity, transparency and trust. Its German group structure also includes Oldenburgische Landesbank AG (OLB), including the Bankhaus Neelmeyer brand, since early 2026, according to its company facts page. TARGOBANK’s stated priorities include simple and attractive banking products, service, and long-term sustainable development.

TARGOBANK’s background is associated with the German consumer-finance and retail-banking market. The brand’s historical roots date to 1926, before its current identity and group structure. Its development reflects a broader transition from a consumer-credit business toward a retail bank offering a wider set of everyday financial services. Precise early corporate milestones and the identity of the original founder are not established by the supplied evidence and are therefore not stated here. Under the TARGOBANK name, the business serves private customers with accounts, cards, credit, savings and investment products. The current brand presents itself as a universal bank rather than a lender focused on a single product category. Its customer proposition combines online and app-based banking with telephone access and advice at branches. The company says it has around 340 branches, serves approximately 3.8 million customers across private, business and corporate segments, and employs more than 7,700 people across over 340 locations. The bank is part of the French cooperative banking group Crédit Mutuel Alliance Fédérale. In Germany, activities of the parent group are coordinated under TARGO Deutschland GmbH. TARGOBANK says its group affiliation informs its commitment to cooperative values, which it identifies as proximity, transparency and trust. It also describes a continuing transformation, while maintaining and developing its private-customer business and expanding its business and corporate customer activities. The company’s current German business extends beyond the TARGOBANK-branded retail offer. Its company facts page identifies Joe Broker as a neo-broker brand and ACM Deutschland as a provider of insurance services. For commercial customers, the broader group includes automotive banking, corporate banking and specialist financing for larger mid-market companies, alongside factoring, leasing and investment-financing activities through subsidiaries. A further group development recorded by the company is the inclusion of Oldenburgische Landesbank AG (OLB), including the Bankhaus Neelmeyer brand, under the German holding structure from early 2026. This group-level development should be distinguished from the TARGOBANK customer-facing brand itself. The company’s stated emphasis remains on straightforward banking products, service and long-term sustainable development. Its public-facing promise, “Wir geben Rückenwind,” expresses the brand’s aim to support customers’ plans with personal and digital financial services.

• 2026

  OLB joins the German group structure

• 1926

  Historical roots

A customer-oriented German universal bank combining digital banking and personal advice, with consumer lending as a major strength.

• Personal banking

  Accounts, cards, loans, savings, investment and insurance offerings for private customers.

• Business and corporate banking

  Services for self-employed customers, small businesses and corporate customers, including specialist financing.

• Joe Broker

  A neo-broker brand identified within the wider German group activities.

• Expand and transform the universal-bank modelOther

1. 1TARGOBANK | Wir geben Rückenwindtargobank.de
2. 2Hilfe & Kontakt – Alle Themen | TARGOBANKtargobank.de
3. 3Über uns: TARGOBANK – Wir geben Rückenwindtargobank.de
4. 4Daten und Fakten - TARGOBANKtargobank.de