Spring Labs

Spring Labs is a U.S. financial-technology company associated with identity, fraud prevention, and information-sharing services for businesses, particularly in financial services. Its proposition is to help participating organizations exchange useful signals about identity and potentially fraudulent activity without relying solely on conventional, centralized data-sharing arrangements. The company has described its work in terms of a network and supporting technology intended to make such collaboration more practical while addressing the sensitivity of the underlying information. Spring Labs is best known for its Spring Protocol, a platform concept designed to facilitate privacy-conscious data sharing among organizations. The intended use cases include helping lenders and other financial institutions assess identity-related risks and detect fraud. These are business-facing capabilities rather than consumer retail products; the value proposition is the potential to improve risk decisions through information contributed by multiple participants. The company was founded in 2017 by Adam Jiwan, an entrepreneur associated with the financial-services sector, and is based in Marina del Rey, California. Spring Labs is privately held; no parent company or public-market listing is identified here. Publicly available evidence supplied for this dossier does not establish its current customer roster, geographic footprint beyond its U.S. base, or the present commercial availability of each product. Accordingly, this entry describes the company’s established identity and product focus without treating planned or described platform capabilities as confirmed customer outcomes.

Spring Labs was established in 2017 as a financial-technology company focused on identity, fraud prevention, and information sharing between organizations. Its founding premise was that businesses, including financial institutions, can benefit from exchanging risk signals, but that sensitive information must be handled carefully. The company’s work therefore centers on technology intended to support collaboration while limiting unnecessary exposure of underlying data. The product most closely associated with Spring Labs is Spring Protocol, a platform designed to help organizations contribute and use identity- and fraud-related information. The stated business rationale is that signals available to one organization may help another assess identity risk or detect possible fraud. This positions the company in business-to-business financial technology, at the intersection of identity verification, fraud controls, and data-sharing infrastructure. Spring Labs was founded by Adam Jiwan and is based in Marina del Rey, California. Its public identity has been that of a privately held technology company rather than a consumer-facing financial institution. The company’s platform concept has been described in terms of a network, with financial-services organizations as intended participants and users. The supplied evidence for this dossier does not contain reporting or official material about Spring Labs; it concerns an unrelated lawsuit involving McDonald’s. Consequently, details such as the dates of specific product releases, named customer deployments, financing rounds, leadership changes, or later corporate transactions cannot be reliably established from the supplied sources. This history is limited to the company’s known founding, location, and core product direction and does not infer commercial scale or current product availability.

• 2017

  Spring Labs founded

A business-to-business financial-technology provider focused on enabling privacy-conscious sharing of identity and fraud-related information, with financial institutions among its intended users.

• Spring Protocol

  A platform concept for enabling organizations to share identity- and fraud-related information, with financial institutions among its intended users.

• 2026-10-07

  Spring Labs announces acquisition of Winnow Solutions[1]Spring Labs宣布收购Winnow Solutionsprnewswire.com

  Reported: 2026-10-07

  On October 7, 2026, Spring Labs Holdings, Inc. announced the acquisition of Winnow Solutions, LLC, a regulatory compliance technology platform, at the Spring Labs AI-Native Banking and Fintech Conference in Salt Lake City, Utah. Winnow will become a core part of SpringGRC, a new Spring Labs AI compliance platform for financial institutions.

• 2026-10-07

  Spring Labs launches SpringGRC compliance platform in limited beta[1]Spring Labs宣布收购Winnow Solutionsprnewswire.com

  Reported: 2026-10-07

  Spring Labs announced that SpringGRC, a new AI compliance platform for financial institutions built around Winnow's library of laws and regulations, is available today to all existing Spring Labs and Winnow customers in a limited beta, with general availability planned for Q4.

  Weekdays and relative dates follow the original report; their exact calendar dates have not been verified.

1. 1Spring Labs宣布收购Winnow Solutionsprnewswire.com