Splitit
Splitit offers embedded card-linked installments that let consumers pay later using the credit they already have on their existing credit cards.
Last updated September 11, 2026
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Overview
Splitit describes itself as delivering embedded card-linked installments that transform commerce, empowering merchants, consumers, and banks within the payments ecosystem. Its stated aim is to challenge the status quo of traditional BNPL, which it says often burdens consumers with unnecessary debt, high fees and checkout complexity. Splitit says it uses existing credit so consumers can pay at their own pace without creating new debt, while helping merchants drive higher conversions and customer loyalty. Its product pages describe credit card installments, digital wallet installments, and pay after delivery, as well as Splitit Go, a card-linked installment offering for businesses.
Products and positioning
Splitit positions itself as an embedded card-linked installment provider that challenges traditional BNPL by using existing credit rather than creating new debt.
Credit Card Installments
Spread the cost of any big purchase into equal payments without added interest, as long as the card balance is paid in full each month.
Digital Wallet Installments
Split any payment made through a digital wallet using an existing credit card, without applying for new credit; a finance charge applies and the full cost is shown before confirmation.
Pay After Delivery
Money stays where it is until the order arrives, for made-to-order items or purchases from unfamiliar retailers.
Splitit Go
A card-linked installment offering for businesses that lets them create installment plans in seconds and share them via QR code, SMS, or email, with in-person, phone, and online options.
Sources11 sources
- 1Buy Now Pay Later - Using Your Own Credit Card - Splititsplitit.com
- 2About Splitit: The world’s largest card-linked installment provider - Splititsplitit.com
- 3Splitit Go | Card-Linked Installments for Business - Splititsplitit.com
- 4Customer Financing Solutions for Home Services - Splititsplitit.com
- 5Splitit Announces Partnership With QuickFee to Extend Impact of Its Unique Buy Now Pay Later Platform to Professional Services Industryibtimes.com.au
- 6Splitit Announces Strong Black Friday Sales and Continued Operational Momentumprnewswire.com
- 7Splitit Appoints Nandan Sheth as CEOprnewswire.com
- 8Splitit Partners with leading Middle East BNPL provider tabbyprnewswire.com
- 9Splitit Partners with UnionPay, the World’s Largest Card Network of 9 Billion Cardholdersibtimes.com.au
- 10Splitit Releases Quarterly Results of Strong Q1 Revenue with Exceptional Growth in Aprilibtimes.com.au
- 11UnionPay Announces Partnership with Splitit to Bring Flexibility and Simplicity to Payments - FNArena.comfnarena.com
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