Split My Fare
A British online train-ticket retailer that helps passengers reduce National Rail fares through split-ticketing combinations.
Last updated August 25, 2026
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Overview
Split My Fare is a British online train-ticket retailer focused on helping passengers find lower-cost ways to travel on the United Kingdom's National Rail network. Its central service is split ticketing: instead of purchasing one through-ticket for an entire journey, the platform searches for combinations of two or more separate tickets whose combined price is lower than the equivalent single fare, while still covering the same physical trip. The business was founded in 2012 by Tobias Biberbach and Pete Walls. It operates from Newcastle upon Tyne and serves the United Kingdom rail market. Its proposition is built around fare discovery rather than train operation: Split My Fare does not provide rail transport itself, but acts as an online retail and search interface for available rail tickets. The platform's value comes from identifying fare structures that may be difficult for passengers to locate manually, including journeys for which separate tickets at intermediate stations can cost less than a conventional through-ticket. The company's commercial model is based on the saving generated by split ticketing. According to the available reference material, it does not charge a booking fee or card fee. Where its search identifies a cheaper split-ticket option, a fee equivalent to 15% of the saving is applied. This makes the service's charge contingent on producing a lower fare than the comparable single ticket, aligning the principal fee with the consumer benefit identified by the platform. Split My Fare's service is delivered digitally through its website. In December 2022, it expanded its digital access by launching mobile applications for both iOS and Android. The mobile launch extended the platform beyond browser-based use and provided a dedicated application channel for passengers searching for and purchasing rail tickets. The service also relates to post-purchase rail passenger rights. Where an eligible train delay exceeds 15 minutes, passengers may be able to seek compensation directly from the relevant rail operator through the Delay Repay process. This compensation route is separate from Split My Fare's fare-search and retailing function. Publicly available reference material describes Split My Fare primarily through its ticketing technology, pricing model, British rail-market focus, and mobile-app expansion. Detailed information about its corporate ownership, financial performance, employee leadership beyond its founders, geographic operations outside the United Kingdom, and long-term strategic plans is not established in the supplied sources.
History
Split My Fare was established in 2012 by Tobias Biberbach and Pete Walls in the United Kingdom. The company entered the market as an online retailer and search service for rail passengers, with a business model centered on split ticketing. Split ticketing involves purchasing multiple tickets for different sections of one journey rather than buying one ticket covering the complete route. When the fare rules and ticket prices make this possible, the total price of the separate tickets can be lower than the price of a conventional through-ticket. The company's platform automates the process of looking for these combinations. A passenger supplies the intended rail journey, and Split My Fare searches for combinations of two or more individual tickets that cover the same physical trip at a lower aggregate price. This approach addresses the complexity of the United Kingdom's National Rail fare system, in which different ticket combinations and intermediate stations can produce different prices for an otherwise similar journey. Split My Fare's retail model is linked to the saving it identifies. The available description states that the service does not impose booking or card fees. Instead, when split ticketing produces a lower fare than the corresponding single ticket, Split My Fare applies a fee equal to 15% of the saving. The model therefore presents the platform as a savings-oriented intermediary rather than a conventional retailer relying primarily on fixed booking charges. The business is based in Newcastle upon Tyne and operates within the United Kingdom rail-ticket market. Its role is limited to ticket search and retailing; it is not described as a train operating company or infrastructure provider. Passenger compensation for qualifying delays may be pursued through the relevant train operator's Delay Repay scheme. The available reference material notes that this route may apply for delays exceeding 15 minutes, but the claim is made directly with the operator rather than being a core Split My Fare product. A significant distribution milestone occurred in December 2022, when Split My Fare launched applications for iOS and Android. The release gave customers a dedicated mobile channel in addition to the company's website and represented an expansion of the platform's consumer-facing digital offering. The supplied sources do not establish later ownership changes, acquisitions, financial results, additional founders or executives, international expansion, or a change in the company's core split-ticketing proposition. Accordingly, its documented history is best understood as the development of a United Kingdom-focused digital rail-ticket retailer from its 2012 founding through its 2022 mobile-app launch.
Products and positioning
A digital rail-ticket retailer positioned around transparent, savings-linked fare discovery: it searches for combinations of separate tickets that can reduce the cost of a National Rail journey and charges a percentage of the saving when such an option is found.
Rail-ticketing service · 2012
Split-ticket fare search
The platform searches for two or more separate rail tickets that together cover a passenger's intended journey. When the combined price is lower than the equivalent through-ticket, the passenger can use the split-ticket arrangement to reduce the journey cost. The service is designed for travel on the United Kingdom's National Rail network and is delivered through Split My Fare's digital retail platform.
Mobile travel application · 2022
Split My Fare mobile applications
Split My Fare's mobile applications provide a dedicated smartphone channel for its rail-ticket search and retailing service. The applications for iOS and Android were launched in December 2022, extending access beyond the company's website and allowing passengers to search for split-ticket fare combinations through mobile devices.
Brand decisions
2022
Launch of iOS and Android applicationsProduct launchBackground
Split My Fare's core service had been delivered through an online rail-ticket platform. The company expanded its digital distribution by introducing dedicated mobile applications.
Action taken
In December 2022, Split My Fare released applications for both iOS and Android.
Aftermath
The launch gave customers a mobile access point for the company's split-ticketing and rail-ticket retail service. The supplied sources do not report user numbers or financial results associated with the release.
Recent events
- 2022
Split My Fare launches iOS and Android mobile applications[1]
Product launch
Split My Fare expanded its digital service in December 2022 with dedicated mobile applications for Apple's iOS platform and Google's Android platform.
Sources2 sources
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