Speedy Cash

Speedy Cash is an American consumer finance brand that provides short-term credit and money services to customers who may not have perfect credit. Founded in 1997 by three childhood friends from Wichita, Kansas — Chad Faulkner, Doug Rippel and Mike McKnight — the company opened its first store in Riverside, California, and has since grown into a multi-state network of retail locations supported by online lending. Its product range includes payday loans, installment loans, title loans, lines of credit and in-store services such as check cashing. The brand positions itself on speed and accessibility, with the tagline concept that its name is its goal: to provide speedy cash. Speedy Cash operates under a state-by-state product model, because US consumer lending rules vary widely. On its website, customers select their state to see the specific loan types and amounts available to them. Examples from the company's own site include payday loans up to $500 in Alabama and Alaska, payday loans up to $255 in California, payday loans up to $825 in Indiana, installment loans up to $5,000 in South Carolina, title loans up to $25,000 in Arizona and Missouri, and lines of credit up to $3,000 or $4,000 in several states. The company also offers check cashing in many stores, often with extended hours compared with banks and without requiring a bank account. The brand's history includes the 1999 launch of Rapid Cash, a sister brand created when the founders found the Speedy Cash name already in use in Nevada; Rapid Cash today represents the brand in Nevada, Oregon and Washington. In 2003 the company introduced Speedy Roo, a kangaroo mascot with a pouch for keeping cash, after experimenting with other mascot ideas. Speedy Cash describes itself as having worked with customers in store and online for more than 25 years, and its corporate headquarters is in Carrollton, Texas. The company serves customers across a large set of states, with store locations and online applications, and it emphasizes a safe, clean and professional environment for financial services.

Speedy Cash was founded in 1997 by Chad Faulkner, Doug Rippel and Mike McKnight, three childhood friends from Wichita, Kansas. They created the company to meet a growing consumer need for convenient, easily accessible financial and loan services in a safe, clean and professional environment. The first store opened in Riverside, California, in 1997, at the corner of Magnolia and Harrison; according to the company, that original location is still where it was first opened. Less than two years later, in 1999, the founders looked to expand beyond California into Nevada. After only about 20 minutes in Las Vegas, they encountered an existing business called Speedee Cash, which blocked their use of the Speedy Cash name in that state. Rather than abandon the market, they pivoted and introduced a new brand, Rapid Cash, which today is the face of the brand in Nevada, Oregon and Washington. As the brand grew, the founders decided it needed a recognizable face. In 2003, after trying several mascot concepts — including a dog on a skateboard — they introduced Speedy Roo, a kangaroo mascot chosen for its warmth, friendliness and handy pouch, described as a great place to keep cash. By the 2000s the company was expanding its brick-and-mortar presence, and its own history refers to a period of booming brick-and-mortar growth around 2007. Over time, Speedy Cash developed a state-by-state product strategy to comply with varying US lending regulations, offering payday loans, installment loans, title loans and lines of credit with different terms and limits depending on the state. It also built out in-store money services, notably check cashing, which does not require a bank account and is often available later than traditional banks. By the early 2020s, Speedy Cash described itself as having worked with customers in store and online for more than 25 years. Its corporate headquarters is listed at 2312 E Trinity Mills Rd, Suite 100, Carrollton, Texas. The company continues to operate a multi-state store network and online lending platform, serving customers who may not have perfect credit and emphasizing speed, convenience and a professional service environment.

• 2024

  Company describes more than 25 years of serving customers in store and online.

• 2007

  Period of booming brick-and-mortar expansion referenced in the company's own history.

• 2003

  Speedy Roo, a kangaroo mascot, is introduced as the brand's mascot.

• 1999

  Rapid Cash brand introduced for Nevada after the Speedy Cash name was found to be in use there.

• 1997

  Speedy Cash founded by Chad Faulkner, Doug Rippel and Mike McKnight; first store opens in Riverside, California.

Accessible, fast consumer credit and money services for customers regardless of credit score, delivered in store and online.

• Payday Loans

  Short-term loans to help with emergency expenses, with a flat fee and repayment on the next payday; amounts vary by state (e.g., up to $500 in Alabama and Alaska, up to $255 in California, up to $825 in Indiana).

• Installment Loans

  Loans repaid with scheduled payments over time, with the ability to pay off early and save; amounts vary by state (e.g., up to $5,000 in South Carolina).

• Title Loans

  Loans using a car as collateral while the customer keeps the car; available for most makes and models, with amounts varying by state (e.g., up to $25,000 in Arizona and Missouri).

• Lines of Credit

  Ongoing access to cash with scheduled payments over time and daily interest on outstanding principal; amounts vary by state (e.g., up to $3,000 or $4,000).

• Check Cashing

  In-store check cashing that does not require a bank account and is often available later than banks.

1. 1Payday Loans, Cash Advances & Check Cashing | Speedy Cashspeedycash.com
2. 2We Wrote the Book on Quick Loans | Speedy Cashspeedycash.com
3. 3Contact Us for Fast, Friendly Customer Service | Speedy Cashspeedycash.com
4. 4Exploring Money Services and Personal Loan Options | Speedy Cashspeedycash.com
5. 5SPEEDY CA$H - Wikidatawikidata.org