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Spectrum Automotive Holdings

Spectrum Automotive Holdings is the nation's largest independent distributor of F&I products and services.

Last updated September 1, 2026

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Overview

Spectrum Automotive Holdings is the nation's largest independent distributor of F&I products and services. It manages a portfolio of leading automotive F&I companies, with over 1,000 professionals and service reaching more than 15,000 rooftops nationwide. Since 1999, it has grown from a single agency into the largest independent distributor of F&I products, operating 40+ companies as one.

History

Since 1999, Spectrum has grown from a single agency into the nation's largest independent distributor of F&I products. Through strategic acquisitions and relentless focus on dealer success, it operates 40+ companies as one, employs 1,000+ professionals, and supports 15,000+ rooftops.

Products and positioning

Independent, nationwide power with a local touch; focused entirely on dealership success.

Product categories. F&I products · Vehicle service contracts · GAP, tire & wheel, bundles, theft · Appearance protection · Reinsurance & wealth-building · Digital retailing & menu · Loyalty & why-buy-here · Fleet & GPS solutions

Sources6 sources

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