Spar- und Kreditbank Bühlertal eG

Spar- und Kreditbank Bühlertal eG is a German cooperative bank (Genossenschaftsbank) headquartered in the municipality of Bühlertal in the Rastatt district of Baden-Württemberg. Founded on 21 August 1890, it has remained independent throughout its history and is registered in the cooperative register at the Amtsgericht Mannheim under GnR 210030. As a registered cooperative (eingetragene Genossenschaft, eG), the bank is owned by its members rather than by public shareholders, and its governing bodies are the board of directors (Vorstand), the supervisory board (Aufsichtsrat) and the general assembly (Generalversammlung), operating under the German Cooperative Act (Genossenschaftsgesetz) and its own statutes. The bank conducts universal banking business, serving private customers and corporate clients. For private customers it offers current accounts (Girokonto), debit and credit cards issued with Mastercard, the VR Banking app, fixed-term deposits (Festgeld), digital banking and security services. For business customers it provides business accounts (Geschäftskonto), entrepreneur loans (Unternehmerkredit) of up to 100,000 euros, foreign payment transactions, direct insurance and corporate succession advice. Its motto, "Meine Bank gehört mir" ("My bank belongs to me"), reflects its cooperative ownership model, and it emphasises member participation, digital banking and local presence. In its cooperative network business (Verbundgeschäft), the bank works with DZ Bank, R+V Versicherung, Bausparkasse Schwäbisch Hall, Teambank, VR Leasing, DZ Hyp and Union Investment. It is affiliated with the officially recognised protection scheme of the Bundesverband der Deutschen Volksbanken und Raiffeisenbanken (BVR) and the additional voluntary protection scheme of the BVR. Its business area covers the southern part of the Rastatt district; besides its head office, it operates one additional branch, also in Bühlertal. The bank is supervised by the German Federal Financial Supervisory Authority (BaFin) and is listed in BaFin's company database.

Spar- und Kreditbank Bühlertal eG was founded on 21 August 1890. It is a cooperative bank based in the municipality of Bühlertal in the Rastatt district of Baden-Württemberg, Germany. Throughout its history it has preserved its independence, remaining a self-governing member-owned institution rather than being absorbed into a larger banking group. The bank is registered in the cooperative register at the Amtsgericht Mannheim under GnR 210030. Its legal foundations are the German Cooperative Act (Genossenschaftsgesetz) and the statutes adopted by the general assembly. Its governing bodies are the board of directors (Vorstand), the supervisory board (Aufsichtsrat) and the general assembly (Generalversammlung). As a cooperative bank, it is part of the German cooperative financial network (Genossenschaftliche FinanzGruppe) and conducts universal banking business. In its network business it cooperates with DZ Bank, R+V Versicherung, Bausparkasse Schwäbisch Hall, Teambank, VR Leasing, DZ Hyp and Union Investment. It is affiliated with the officially recognised protection scheme of the Bundesverband der Deutschen Volksbanken und Raiffeisenbanken GmbH and the additional voluntary protection scheme of the Bundesverband der Deutschen Volksbanken und Raiffeisenbanken e.V. Its business area lies in the southern part of the Rastatt district. In addition to the branch at its head office, it operates only one further branch, also located in Bühlertal. The bank is supervised by the German Federal Financial Supervisory Authority (BaFin) and appears in BaFin's company database.

• 1890

  Spar- und Kreditbank Bühlertal eG is founded on 21 August 1890.

• The bank remains independent throughout its history, preserving its status as a self-governing cooperative bank.

• Registered in the cooperative register at the Amtsgericht Mannheim under GnR 210030.

A local, member-owned cooperative universal bank emphasising independence, member participation and a combination of digital and on-site service.

• Girokonto (current account)

  Current account models for managing personal finances.

• Debit and credit cards (Mastercard)

  Debit and credit cards issued with Mastercard.

• VR Banking app

  Mobile app for banking and payments.

• Festgeld (fixed-term deposit)

  Fixed-term investment without interest rate fluctuations.

• Geschäftskonto (business account)

  Business account for processing payments.

• Unternehmerkredit (entrepreneur loan)

  Loan of up to 100,000 euros for new plans or deferred projects.

• Auslandszahlungsverkehr (foreign payment transactions)

  Secure and fast processing of payment orders across national borders.

• Direktversicherung (direct insurance)

  Company pension scheme for employees.

• Unternehmensnachfolge (corporate succession advice)

  Competent advice on financial and asset-related succession questions.

1. 1Startseite Ihrer Spar- und Kreditbank Bühlertal eG - Spar- und Kreditbank Bühlertal eGskb-buehlertal.de
2. 2Spar- und Kreditbank Bühlertal – Wikipediade.wikipedia.org
3. 3Spar- und Kreditbank Bühlertal – Wikidatawikidata.org