smava
smava is a German online credit comparison portal offering personal loan offers from over 20 banks.
Last updated September 11, 2026
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Overview
smava is a German financial services company from Berlin. Its website presents itself as Germany's best-known credit portal, offering personal loan offers from over 20 banks that are SCHUFA-neutral and 100% free. The site provides a rate overview for installment loans (Ratenkredit) covering interest rates, terms, net loan amounts and total amounts, and describes a three-step process to obtain a desired loan. The company operates from Palisadenstraße 90, 10243 Berlin, and provides a Digital Services Act contact point and transparency reporting.
History
smava is described as a German financial services company from Berlin. Its website presents itself as Germany's best-known credit portal, offering personal loan offers from over 20 banks that are SCHUFA-neutral and 100% free. The site provides a rate overview for installment loans (Ratenkredit) and describes a three-step process to obtain a desired loan. The company operates from Palisadenstraße 90, 10243 Berlin, and provides a Digital Services Act contact point and transparency reporting.
Products and positioning
Germany's best-known credit portal, offering SCHUFA-neutral and 100% free personal loan offers from over 20 banks.
Ratenkredit (installment loan)
Interest rates from -0.40% to 19.90% APR, terms from 6 to 120 months, net loan amounts from €1,000 to €150,000, total amounts from €995.50 to €181,247.51.
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