Schuldenberatung Tirol

Schuldenberatung Tirol gemeinnützige GmbH is a non-profit limited liability company headquartered in Innsbruck, Austria. Its sole shareholder is the former association Schuldenberatung Tirol. The organization provides debt counseling, explaining to clients how debt settlement can proceed in their specific case, and prepares and negotiates restructuring for clients. It offers a household budget book together with AK Tirol and a wage garnishment table. In March 2026 the Oberlandesgericht Innsbruck granted the GmbH the privilege as a recognized debt counseling office.

The association Rechtsladen was founded in 1986 by committed jurists, initially to provide legal advice to social institutions. It soon specialized in advising over-indebted private individuals, for which a great need arose in the early 1990s. In 1995 the "Schuldnerberatung Tirol - Rechtsladen" received from the Ministry of Justice the privilege as a debt counseling office and has since represented a growing number of over-indebted Tyroleans in private bankruptcy proceedings. Since 2008 Schuldenberatung Tirol has been allowed to carry the seal "Staatlich anerkannte Schuldenberatung". In 2025 Schuldenberatung Tirol gemeinnützige GmbH was founded, with 100% shareholder being the former association Schuldenberatung Tirol. In March 2026 the Oberlandesgericht Innsbruck granted the privilege as a recognized debt counseling office to Schuldenberatung Tirol gemeinnützige GmbH.

State-recognized debt counseling organization

• Debt counseling

• Debt settlement preparation and negotiation

• Household budget book (with AK Tirol)

• Wage garnishment table

1. 1Ablauf der Beratung - Schuldenberatung Tirolsbtirol.at
2. 2Impressum - Schuldenberatung Tirolsbtirol.at