Scalable Capital

Scalable Capital is a Germany-founded financial technology company and investment platform. The company says it was founded in 2014 by Erik Podzuweit, Florian Prucker, Adam French and Prof. Dr. Stefan Mittnik. Its stated aim is to make capital-market access available to more people through technology, ease of use and low costs. The company describes itself as a leading investment platform in Europe and says its international team is based in Munich, Berlin and London. Its investment offering has two central components. Scalable Wealth is the company’s digital asset-management service, intended for customers who prefer not to manage investments themselves. The company says it has offered this service since the beginning of 2016, with investment strategies and customisable savings options. Scalable Broker is for customers who want to make their own investment decisions; the company lists stocks, ETFs, funds, cryptocurrencies and derivatives among the tradable products. Its site also highlights savings plans that can start at one euro per month. The current website presents a broader range of personal-finance products alongside investing. These include overnight and fixed-term savings accounts, Scalable Credit, and a Scalable Kid’s account featuring Pocket Money and Saving Sponsors. The homepage advertises a fixed-term account and an overnight account with specific interest rates, while noting that rates and product conditions apply. It also describes Scalable Retirement as a forthcoming retirement-account offering and invites customers to pre-register. Investment and savings products are subject to their stated risks and terms; the company’s website cautions that investment values can rise or fall and that invested capital may be lost. Scalable Capital’s public-facing proposition combines do-it-yourself investing with managed investing and savings features in an app-based platform. Its stated positioning emphasizes accessibility, automation, convenience and cost-conscious access to financial products. The supplied company materials identify its founders and describe the team’s locations, but do not specify a parent company, ultimate owner, legal entity structure, or current executive roster beyond identifying Erik Podzuweit as founder and co-CEO.

Scalable Capital was founded in 2014 by Erik Podzuweit, Florian Prucker, Adam French and Prof. Dr. Stefan Mittnik. The company’s account of its purpose centers on widening access to capital markets: it says it uses smart technology, ease of use and low costs to help people determine their financial futures. The supplied company material places its international team in Munich, Berlin and London and describes its combined expertise in capital markets, financial services, risk modelling, digital business, technology and legal matters. A significant early step in the company’s offering was Scalable Wealth. The company says it has provided this digital asset-management service since the beginning of 2016. Wealth is designed for customers who do not want to take care of investments themselves, with investment strategies and configurable savings options intended to support automatic, convenient investing. Scalable Broker represents the platform’s self-directed investing proposition. The company describes it as allowing customers to trade stocks, ETFs, funds, cryptocurrencies and derivatives independently through an app. Its materials also emphasize small regular contributions, stating that monthly savings plans can begin at one euro. Together, Broker and Wealth establish the platform’s two-sided approach: enabling customers to select and trade investments themselves or use a managed service. The current homepage presents a wider personal-finance range alongside those investment services. It promotes overnight and fixed-term savings accounts, Scalable Credit, and a children’s account with features such as Pocket Money and Saving Sponsors. The site also presents Scalable Retirement as an upcoming account for which customers can pre-register. These homepage details indicate the range currently being presented, but do not establish launch dates for each of these products. Interest rates, eligibility, deposit allocation and other terms are subject to the company’s product information and conditions. The supplied evidence does not establish ownership changes, acquisitions, a listing, or the company’s full legal structure. It identifies Erik Podzuweit as founder and co-CEO, but does not provide a complete dated leadership history. Accordingly, the documented history here is limited to the company’s 2014 founding, the introduction of Scalable Wealth from early 2016, and the product range described on the supplied current company pages.

• 2016

  Scalable Wealth service offered

  [2]About us | Scalable Capitalde.scalable.capital
• 2014

  Scalable Capital founded

  [2]About us | Scalable Capitalde.scalable.capital

An app-based European investment platform seeking to broaden access to capital markets through technology, ease of use and low costs, with options for both self-directed investors and customers who prefer managed investing.

• Scalable Wealth

  Digital asset management for customers who prefer not to manage investments themselves, with investment strategies and customisable savings options.

• Scalable Broker

  Self-directed trading in stocks, ETFs, funds, cryptocurrencies and derivatives.

• Scalable Fixed-term and Overnight accounts

  Savings products promoted on the homepage with stated interest rates and product conditions.

• Scalable Credit

  Credit offering promoted on the homepage; credit requirements apply.

• Scalable Kid’s account

  Children’s account offering featuring Pocket Money and Saving Sponsors.

• Scalable Retirement

  Retirement-account offering presented on the homepage with an invitation to pre-register.

1. 1Scalable Capital Bank: Invest & borrowde.scalable.capital
2. 2About us | Scalable Capitalde.scalable.capital
3. 3Barclays is launching a robo-advisory service in collaboration with Scalable Capitalbusinessinsider.com
4. 4Scalable Capital Raises €50M in Funding for Robo-Investment Platform - Coinspeakercoinspeaker.com