Sberbank

Sberbank is a Russian majority state-owned banking and financial-services group headquartered in Moscow. It is the successor in corporate branding to Russia’s savings-bank tradition and is the largest bank in the Russian market by assets, customers and distribution scale. The modern legal entity was created during the restructuring of the Russian savings-bank system in 1991, although the organization presents 30 October 1841, the date associated with the establishment of savings banks in the Russian Empire, as its historical origin. The bank’s first often-cited depositor is Nikolay Kristofari, whose name is associated with the first savings book. Sberbank provides retail banking, corporate and investment banking, payments, lending, mortgages, cards, deposits, brokerage, insurance, asset management and other financial products. Its extensive branch, ATM and digital infrastructure has made it a central part of everyday financial life in Russia. The bank has historically benefited from its close relationship with the Russian state and, by 2022, represented roughly one-third of Russian banking assets according to reference material. Herman Gref has led the group since 2007, overseeing a modernization program that shifted Sberbank from a traditional branch-based savings institution toward a technology-focused universal bank. During the 2010s, Sberbank expanded outside Russia through acquisitions in Central and Eastern Europe and Turkey. It purchased Volksbank International in 2011 and DenizBank in 2012, but later reduced its international footprint because of geopolitical restrictions, sanctions and financial difficulties affecting overseas subsidiaries. Its Ukrainian business was sanctioned and ultimately sold, while Sberbank Europe exited the European market after the large-scale Russian invasion of Ukraine in 2022. In 2020, the group introduced the shorter consumer-facing name Sber and repositioned itself as an ecosystem rather than solely a bank. The strategy connected financial services with online entertainment, commerce, delivery, cloud services, digital health and other technology offerings. Businesses and services associated with the ecosystem have included SberPay, SberMarket, SberMegaMarket, Okko, SberSound, SberDisk and Sber Eapteka, although the portfolio has changed over time. The rebranding emphasized artificial intelligence, voice interfaces, integrated digital accounts and cross-selling between financial and non-financial services. Sberbank’s operations have been heavily affected by international sanctions. Restrictions imposed after Russia’s annexation of Crimea limited access to Western capital markets, while measures introduced after the 2022 invasion of Ukraine expanded restrictions, disrupted international card use and contributed to the closure, sale or resolution of foreign subsidiaries. Apple and Google also removed the bank’s principal mobile applications from their stores in 2022. Within Russia, however, Sberbank has remained a dominant institution, supported by its scale, government ownership, domestic payment infrastructure and extensive customer base. Sber is the consumer-facing brand of Sberbank of Russia, a large universal banking group whose roots reach back to the Russian savings-bank system established in 1841. The group provides retail and corporate banking, payments, lending, mortgages, investment and wealth services, insurance, brokerage, transaction banking, and investment-banking services. Its principal market is Russia, although the group historically developed operations in several Central and Eastern European and post-Soviet countries through subsidiaries and acquisitions. The institution was reorganized during the transition from the Soviet banking system. In March 1991, the Savings Bank of the Russian SFSR was transformed into the Joint-Stock Commercial Savings Bank of the Russian Federation, commonly known as Sberbank of Russia. This created the corporate structure that later became one of the defining institutions of the Russian financial sector. The Central Bank of the Russian Federation remains the controlling shareholder, giving Sber a distinctive position as both a listed commercial bank and a strategically important state-controlled financial institution. Under Herman Gref, who became chief executive in 2007, Sber pursued modernization, customer-experience improvements, technology investment, and international expansion. The group moved beyond a traditional branch-based savings-bank model toward digital banking, mobile applications, automated service, data analytics, cloud computing, artificial intelligence, and platform businesses. Its international expansion included the acquisition of Volksbank International in 2011, excluding the Romanian business, and DenizBank in Turkey in 2012. These transactions substantially broadened the group’s geographic footprint, although later geopolitical and sanctions-related developments led to the retrenchment or sale of several international assets. During the 2010s and 2020s, Sber increasingly presented itself as an ecosystem rather than only a bank. Its adjacent businesses and partnerships have included e-commerce, grocery and food delivery, online pharmacy, media and entertainment, cloud services, advertising technology, cybersecurity, digital identity, and services built around its Salute voice-assistant platform. SberBox and SberBoom extended the brand into connected-home hardware, while GigaChat and other artificial-intelligence initiatives reinforced its positioning as a technology company as well as a financial institution. The ecosystem model is intended to increase the frequency of customer interactions and connect financial products with everyday digital services. Sber also operates business-to-business technology and marketing services. SberCloud and related infrastructure offerings address enterprise computing needs, while SberMarketing and Sber Ads use the group’s digital properties and partner inventory to provide advertising, targeting, measurement, and campaign-management tools. The group has promoted an omnichannel approach combining branches, websites, mobile applications, contact centers, smart devices, and partner platforms. The brand remains strongly associated with Russian retail banking, but its current identity is broader: a state-controlled listed financial group seeking to combine banking scale with technology, artificial intelligence, cloud infrastructure, commerce, healthcare, media, and advertising. Its international activities, ownership structure, and exposure to Russian regulatory and geopolitical conditions remain important context for understanding the brand.

Sberbank’s historical narrative combines the Russian savings-bank tradition with the distinct legal history of Soviet and post-Soviet institutions. Imperial savings banks were established in 1841 under Nicholas I. Following the 1917 Revolution, those institutions were abolished and later replaced by new savings banks created in the Russian Soviet Federative Socialist Republic. The system became the State Labour Savings Banks of the USSR in the 1920s and was reorganized as the USSR Savings Bank in 1987. On 13 July 1990, the Russian Republican Bank of the USSR Savings Bank was transformed into the Savings Bank of the Russian SFSR and placed under the authority of the republican central bank. In March 1991, it was reorganized as the Joint-Stock Commercial Savings Bank of the Russian Federation. The new company’s shareholders held a founding meeting on 22 March, and the Central Bank of the Russian SFSR registered the bank in June under licence number 1481. The USSR Savings Bank continued to exist separately until the end of 1991; therefore, the historical branding connection does not mean that all predecessor institutions were legally continuous. Obligations relating to certain pre-1991 Soviet deposits were treated as public debt rather than liabilities of the modern Sberbank. In post-Soviet Russia, Sberbank developed into the country’s largest universal bank. It retained a nationwide savings and payments role while adding commercial lending, mortgages, cards, investment products and corporate finance. From 2007, under Herman Gref, the bank accelerated branch modernization, digital transformation and customer-service reform. It also expanded internationally. The 2011 purchase of Volksbank International gave it subsidiaries in several Central and Eastern European countries, and the 2012 acquisition of DenizBank created a major Turkish operation. The bank’s international expansion was constrained by geopolitics. In 2014, following Russia’s annexation of Crimea, the United States and European Union imposed sectoral sanctions restricting Sberbank’s access to specified capital markets. Switzerland and the United States later added further measures, while Ukraine imposed sanctions on the bank and its subsidiaries. Sberbank sold VS Bank in Ukraine in 2017. These restrictions did not dislodge its domestic position, but they increased the cost and complexity of overseas operations. A major strategic transition came in 2020, when Sberbank shortened its consumer-facing identity to Sber and promoted an ecosystem model. The group invested in or developed digital entertainment, food and retail delivery, cloud storage, online pharmacy, commerce and payment services. SberPay became part of the effort to link bank accounts and payments to the wider digital platform. Cooperation with Mail.ru Group through the O2O joint venture ended in 2021 after disagreements over governance and corporate culture, illustrating the difficulty of managing a broad platform strategy. The 2022 invasion of Ukraine produced a much more severe international retrenchment. New sanctions affected Sberbank’s access to markets and operations, Sberbank Europe left the European market, the Ukrainian banking licence was revoked, and overseas subsidiaries were closed, sold or placed into resolution. Visa and Mastercard’s suspension of Russian operations reduced the international usability of cards issued by Sberbank and other Russian banks. Apple and Google removed Sberbank’s main mobile applications from their stores, prompting the bank to warn customers about unofficial replacement applications and fraud risks. Sberbank has nevertheless remained active and dominant in Russia. Its present identity combines conventional banking, domestic payment services, artificial-intelligence development and a changing portfolio of consumer technology businesses. The group’s state ownership, nationwide reach and role in Russia’s financial infrastructure remain central to its market position, while sanctions and the loss of much of its overseas business continue to define its international profile. Sber’s institutional history begins with the Russian savings-bank network established in 1841. The savings-bank model was designed to collect household deposits and make basic financial services available to a broad population. During the Soviet period, savings banks operated within the state banking system and became the principal channel for consumer deposits and routine payments. The decisive modern reorganization occurred in March 1991, when the Savings Bank of the Russian SFSR was converted into the Joint-Stock Commercial Savings Bank of the Russian Federation. The new joint-stock institution inherited the savings-bank network and customer base while operating within the rapidly changing post-Soviet financial system. It became known as Sberbank of Russia and developed into the country’s leading universal bank. In the post-Soviet period, Sberbank faced competition from private banks and other state-linked institutions. It expanded retail lending, corporate banking, cards, payments, branches, and investment services while progressively upgrading its information systems. Its scale gave it a powerful distribution advantage, but its traditional public image was associated with bureaucracy and a branch-centered service model. Herman Gref became chief executive in 2007 and led a long modernization program. The bank invested in digital channels, process automation, customer analytics, product redesign, and technology infrastructure. It also sought to develop investment banking and international operations. In 2011, Sberbank acquired Volksbank International, gaining businesses in several Central and Eastern European and Balkan markets, except Romania. In 2012, it agreed to acquire DenizBank in Turkey from Dexia. These transactions made Sberbank a more internationally diversified banking group. The group’s international strategy later encountered difficult economic and geopolitical conditions. Sberbank reduced or exited a number of foreign operations, and its cross-border business was affected by sanctions and restrictions connected with Russia. The bank’s core Russian franchise consequently became even more central to the group’s identity and economics. From the late 2010s, Sberbank began communicating a broader ecosystem strategy. Banking remained the foundation, but the group added or developed services in commerce, food delivery, healthcare, entertainment, cloud computing, advertising, cybersecurity, and artificial intelligence. The rebranding from Sberbank toward Sber emphasized the ambition to be recognized as a technology and services platform rather than only a bank. Consumer technology became a visible part of this repositioning. The Salute voice-assistant system was integrated into smart devices, including SberBoom speakers and SberBox media hardware. Digital services were designed to connect voice interaction, entertainment, commerce, and financial activity. In parallel, Sber invested in enterprise technology through cloud infrastructure, data platforms, software, and AI tools such as GigaChat. The ecosystem approach also created new marketing capabilities. SberMarketing developed advertising services using Sber’s digital properties, branches, and external media relationships. Sber Ads was presented as a cross-platform advertising system capable of serving campaigns across Sber services and partner inventory, while earlier initiatives included in-branch digital screens and television analytics based on aggregated telecommunications data. Sber is therefore best understood as a hybrid institution: a listed, state-controlled universal bank; a mass-market consumer brand; and a technology ecosystem. Its scale, government ownership, leading domestic position, technology investments, and exposure to Russian regulation and geopolitics all shape its present role.

• 2022

  International retrenchment after new sanctions

  [1]Sberbank — Wikipediaen.wikipedia.org

  Sberbank Europe exited the European market and the group faced extensive sanctions and technology restrictions.

• 2021

  Television analytics initiative announced

  [5]SberMarketing project profile — TAdvisertadviser.com

  SberMarketing announced tools for television planning and conversion analysis using aggregated telecommunications data.

• 2021

  Possible ecosystem-company IPOs discussed

  [7]Possible IPOs of Samokat and Delivery Clubict.moscow

  Sber executives discussed possible future IPOs for Samokat and Delivery Club, both associated with the O2O joint venture.

• 2020

  Sber rebrand and ecosystem strategy

  [1]Sberbank — Wikipediaen.wikipedia.org

  The group adopted Sber as a shorter brand identity and announced a broader digital ecosystem strategy.

• 2020

  Digital advertising introduced in branches

  [5]SberMarketing project profile — TAdvisertadviser.com

  SberMarketing began selling advertising on digital screens installed in Sberbank branches.

• 2018

  My Business campaign launched

  [8]My Business campaign launchediide.co

  Sberbank promoted its My Business small-business solution through television and online advertising aimed at owners in varied industries.

• 2014

  Sectoral sanctions imposed

  [1]Sberbank — Wikipediaen.wikipedia.org

  The United States and European Union restricted Sberbank’s access to specified capital markets.

• 2012

  DenizBank acquisition agreed

  [1]Sberbank — Wikipediaen.wikipedia.org

  Sberbank agreed to acquire DenizBank in Turkey from Dexia, its major international banking transaction of the period.

• 2011

  Volksbank International acquisition

  [1]Sberbank — Wikipediaen.wikipedia.org

  Sberbank acquired Volksbank International, excluding the Romanian operation, expanding into several Central and Eastern European markets.

• 2007

  Herman Gref becomes chief executive

  [2]Sberbank managementsberbank.com

  Herman Gref took leadership of Sberbank and began a long modernization and digital-transformation period.

• 1991

  Modern Sberbank incorporated

  [1]Sberbank — Wikipediaen.wikipedia.org

  The Russian savings-bank operation was reorganized as the Joint-Stock Commercial Savings Bank of the Russian Federation.

• 1991

  Reorganization as a joint-stock commercial bank

  [1]Sberbank — Wikipediaen.wikipedia.org

  The Savings Bank of the Russian SFSR was transformed into the Joint-Stock Commercial Savings Bank of the Russian Federation.

• 1987

  USSR Savings Bank created

  [1]Sberbank — Wikipediaen.wikipedia.org

  The State Labour Savings Banks were reorganized into the USSR Savings Bank.

• 1841

  Imperial savings banks established

  [1]Sberbank — Wikipediaen.wikipedia.org

  Nicholas I signed the decree associated with the creation of savings banks in the Russian Empire, an origin date used in Sberbank’s corporate history.

• 1841

  Russian savings-bank system established

  [1]Sberbank — Wikipediaen.wikipedia.org

  The institutional tradition from which Sberbank developed began with the establishment of Russian savings banks.

A mass-market, state-backed universal bank positioned as Russia’s leading financial platform and a technology-driven ecosystem.

• Banking

  Retail banking

  Sberbank serves individual customers through deposits, current accounts, consumer credit, mortgages, payment cards, remittances and digital banking. Its domestic scale and branch network have historically made it one of the principal channels through which Russian households receive, save and spend money. Sber’s retail franchise includes current and savings accounts, cards, consumer loans, mortgages, deposits, payments, transfers, and personal-finance services. Customers access these products through branches, online banking, mobile applications, ATMs, and contact centers.

• Banking

  Corporate banking

  Corporate and commercial banking covers business accounts, working-capital finance, loans, cash management, payments, trade-related services and other products for companies and public-sector organizations. The division supports Sberbank’s role as a major settlement and financing institution in Russia. The corporate business serves companies and institutions with lending, cash management, payroll, trade finance, foreign-exchange services, securities services, and investment-banking support. Sber has also participated in arranging and financing major corporate transactions.

• Digital banking

  Sber Online

  Sber Online is the group’s principal digital-banking platform for retail customers. It provides account management, transfers, payments, lending and access to selected ecosystem services, although app distribution outside Russia has been affected by sanctions and removals from major app stores.

• Payments

  SberPay

  SberPay is Sberbank’s digital and QR-oriented payment service. It is designed to connect customer accounts, merchant payments and the wider Sber ecosystem, and has become particularly important as international card networks reduced or suspended operations in Russia.

• Digital services · 2020

  Sber ecosystem

  The ecosystem groups banking with commerce, delivery, entertainment, cloud, pharmacy and other digital services. Associated offerings have included Okko, SberSound, SberMarket, SberMegaMarket, SberDisk and Sber Eapteka. The composition and ownership of individual services have changed over time.

• Digital banking

  SberBank Online

  SberBank Online is the group’s principal digital-banking channel. It gives customers access to accounts, payments, transfers, cards, lending, investments, and selected ecosystem services through web and mobile interfaces.

• Smart-home and media hardware · 2020

  SberBox

  SberBox is a connected media device associated with the Salute ecosystem. It combines access to entertainment and digital services with voice interaction and integration into Sber’s broader smart-home and content proposition.

• Smart speakers

  SberBoom

  SberBoom is a family of smart speakers built around Sber’s Salute voice-assistant platform. The devices are intended for voice control, audio playback, information services, and interaction with compatible ecosystem offerings.

• Artificial intelligence · 2023

  GigaChat

  GigaChat is Sber’s generative-artificial-intelligence assistant and language-model initiative. It supports conversational interaction and other AI use cases and forms part of the group’s effort to build proprietary technology for consumers, developers, and businesses.

• Cloud computing

  SberCloud

  SberCloud provides cloud and enterprise technology capabilities associated with the Sber ecosystem, including infrastructure and data-processing services for business and institutional users.

• Online pharmacy

  SberEapteka

  SberEapteka is an online pharmacy and healthcare-commerce service. Its nationwide campaign positioned the service as a convenient and dependable way for customers, particularly those new to online medicine purchases, to order pharmaceutical products through digital channels.

• 2019

  Sberbank confirms customer data leak

  In October 2019, Sberbank confirmed that data belonging to at least 200 clients had been leaked. According to reporting, cybersecurity analysts found data relating to up to 60 million Sberbank credit card holders offered for sale. Sberbank stated that the leak must have come from a bank employee and that customer funds were not at risk.

  Source

Read more

• 2021SberMarketing television analytics with Beeline

  Russia

  SberMarketing announced television-planning and measurement tools using aggregated telecommunications information to estimate audience composition, select programs, and assess conversion.

  Outcome. The reported outcome was a more data-led approach to television planning and post-campaign measurement; specific results are not provided.

  Source
• 2020Sber ecosystem rebrand

  Russia

  Sberbank changed its consumer-facing identity to Sber and marketed itself as a platform integrating financial services with digital products and everyday consumer services.

  Outcome. Established the group’s ecosystem positioning, although parts of the portfolio and partnerships later changed.

  Source
• 2020SberMarketing in-branch digital advertising

  Russia

  SberMarketing introduced digital advertising placements on screens in Sberbank branches, allowing external advertisers to reach branch visitors.

  Outcome. The initiative expanded Sber’s advertising inventory beyond its banking products; no independently verified campaign-result figures are included here.

  Source
• 2018My Business

  Russia

  A television and online campaign promoted Sberbank’s My Business solution to owners of small firms in sectors including services, retail, hospitality, logistics, agriculture, and design.

  Outcome. The cited material describes the campaign and its target audiences but does not provide independently verified performance results.

  Source
• SberEapteka 360-degree federal campaign

  Russia

  The campaign used television, radio, online video, outdoor advertising, banners in public transport, and Moscow Metro stickers to reach adults aged 30 and above and people unfamiliar with buying medicines online.

  Outcome. The stated objectives were to increase awareness, strengthen the service’s corporate image, and present online pharmacy as convenient and reliable. Verified performance data was not supplied.

  Source

• 2023

  Launch GigaChat generative-AI serviceProduct launch

  Background

  Sber was increasing investment in domestic artificial intelligence and seeking technology products beyond conventional banking.

  Action taken

  The group introduced GigaChat as a generative-AI assistant and language-model initiative.

  Aftermath

  GigaChat became a visible part of Sber’s technology positioning and broader AI ecosystem.

  Source

• 2022

  Prioritize domestic operations after sanctionsStrategy

  Background

  International sanctions and the withdrawal of foreign payment and technology providers sharply reduced the viability of several overseas activities.

  Action taken

  Sberbank exited or lost operations in multiple foreign markets and focused more heavily on Russian banking, domestic payments and locally distributed digital services.

  Aftermath

  The group’s international footprint became much smaller, while its domestic market position remained strong.

  Source

• 2021

  Consider ecosystem-company IPOsStrategy

  Background

  Sber was developing non-banking businesses and assessing ways to demonstrate value from rapidly growing platform assets.

  Action taken

  Executives said the group was considering possible public offerings for Samokat and Delivery Club over the following two years, without setting dates.

  Aftermath

  The statement signaled that Sber viewed selected ecosystem businesses as potentially separable assets, but the cited material does not confirm that the proposed listings occurred.

  Source

• 2020

  Adopt the Sber ecosystem modelStrategy

  Background

  Management aimed to reduce reliance on conventional banking and increase customer engagement through technology and adjacent services.

  Action taken

  Sberbank rebranded as Sber and expanded into digital entertainment, commerce, delivery, cloud, pharmacy and payments.

  Aftermath

  The move strengthened the group’s technology identity, while selected partnerships and businesses were subsequently reorganized or discontinued.

  Source

• 2012

  Acquire DenizBankM&A

  Background

  Following its European expansion, Sberbank pursued a major entry into the Turkish banking market.

  Action taken

  Sberbank agreed to purchase DenizBank from Dexia.

  Aftermath

  The acquisition gave Sberbank a substantial Turkish operation, but its international strategy later contracted after sanctions and the 2022 invasion of Ukraine. The acquisition strengthened Sberbank’s international and universal-banking profile, though subsequent sanctions and geopolitical developments affected its foreign operations.

  Source

• 2011

  Acquire Volksbank InternationalM&A

  Background

  Sberbank sought to expand beyond its domestic savings-bank base and establish a broader Central and Eastern European presence.

  Action taken

  It agreed to acquire Volksbank International, excluding the Romanian business, from its shareholder group.

  Aftermath

  The transaction expanded Sberbank’s Central and Eastern European footprint, which was later reduced amid sanctions and geopolitical pressures. The transaction gave Sberbank banking operations in several European and Balkan markets, although later geopolitical conditions changed the group’s international footprint.

  Source

• 2022-02-06

  Sber introduces phone-number transfers to China[11]Sber推出通过电话号码向中国汇款的服务crowdfundinsider.com

  Reported: 2022-02-06

  Sber introduced a service allowing users to send remittances to SberAlipay wallets in mainland China using recipients' phone numbers. The service was introduced with assistance from Western Union.

• 2022-02-01

  Sberbank launches phone-number transfers to China[12]Sberbank推出通过手机号向中国汇款的服务interfax.com

  Sberbank launched money transfers to China via phone number. Funds are credited to recipients' Alipay wallets in Chinese yuan, and the service was launched jointly with Western Union.

• 2022-01-02

  Sberbank launches blockchain ETF in Russia[13]Sberbank在俄罗斯推出区块链ETFnews.bitcoin.com

  Reported: 2022-01-02

  Sberbank presented and announced the launch of its “Sber – Blockchain Economy” ETF, which tracks the Sber Blockchain Economy Index and gives investors exposure to the blockchain sector.

• 2021-12-30

  Sber launches blockchain ETF[14]Sber推出区块链ETFjusticenewsflash.com

  Reported: 2021-12-30

  Sber Asset Management announced a blockchain exchange-traded fund called Sber-Blockchain Economy, which will track an index developed by SberCIB.

• Unconfirmed

  Appeals court reduces Ukrzaliznytsia’s debt to Sberbank[15]上诉法院下调乌克兰铁路公司对 Sberbank 的债务kyivpost.com

  Reported: 2021-08-30

  The Eastern Commercial Court of Appeal agreed to reduce Ukrzaliznytsia’s debt to Sberbank from $56.1 million to $40.55 million after a complaint by the state-owned Ukrainian rail company.

• 2021-07-27

  SWIFT launches SWIFT Go cross-border payments service[16]SWIFT推出SWIFT Go跨境支付服务finanznachrichten.de

  Reported: 2021-07-27

  SWIFT announced the launch of SWIFT Go, a service for small businesses and consumers to send low-value cross-border payments. The source says seven global banks were already live with the service.

• 2021-05-04

  SberBank Online enables instant transfers to Ardshinbank clients[17]SberBank Online开通向Ardshinbank客户即时转账tert.am

  Users of the Russian Sberbank mobile app can transfer money within seconds to Ardshinbank clients’ accounts using a phone number through SberBank Online.

• 2021-03-01

  Sistema–Sber joint venture increases its stake in Elektrozavod[18]Sistema与Sber合资企业增持Elektrozavod股份finanznachrichten.de

  Reported: 2021-03-01

  Megapolis Invest, a joint venture between Sistema and SberInvest, acquired an additional 29.64% stake in JSC Elektrozavod from a private investor for RUB 5.8 billion, bringing its total stake to 94.01%.

• 2019-10-31

  Sberbank reports third-quarter profit decline, citing Denizbank sale-related foreign-exchange loss[19]Sberbank报告第三季度利润下滑，称受出售Denizbank相关汇兑损失影响en.vestikavkaza.ru

  Sberbank reported a 32% fall in third-quarter net profit and said it faced a 73.3 billion-ruble loss in the quarter, mainly from foreign exchange, due to the sale of Denizbank.

• 2019-10-03

  Sberbank confirms customer data leak[10]Sberbank confirms customer data leakthemoscowtimes.com

  Reported: 2019-10-03

  Sberbank confirmed that data belonging to at least 200 clients had been leaked. The article reports that cybersecurity analysts found data relating to up to 60 million Sberbank credit card holders for sale; Sberbank said the leak must have come from a bank employee and that customer funds were not at risk.

1. 1Sberbank — Wikipediaen.wikipedia.org
2. 2Sberbank managementsberbank.com
3. 3Sber official websitesber.ru
4. 4Sberbank wins place on MegaFon IPO — Reutersreuters.com
5. 5SberMarketing project profile — TAdvisertadviser.com
6. 6SberEapteka 360-degree advertising campaigntbtbo.com
7. 7Possible IPOs of Samokat and Delivery Clubict.moscow
8. 8My Business campaign launchediide.co
9. 9Launch GigaChat generative-AI servicesber.ru
10. 10Sberbank confirms customer data leakthemoscowtimes.com
11. 11Sber推出通过电话号码向中国汇款的服务crowdfundinsider.com
12. 12Sberbank推出通过手机号向中国汇款的服务interfax.com
13. 13Sberbank在俄罗斯推出区块链ETFnews.bitcoin.com
14. 14Sber推出区块链ETFjusticenewsflash.com
15. 15上诉法院下调乌克兰铁路公司对 Sberbank 的债务kyivpost.com
16. 16SWIFT推出SWIFT Go跨境支付服务finanznachrichten.de
17. 17SberBank Online开通向Ardshinbank客户即时转账tert.am
18. 18Sistema与Sber合资企业增持Elektrozavod股份finanznachrichten.de
19. 19Sberbank报告第三季度利润下滑，称受出售Denizbank相关汇兑损失影响en.vestikavkaza.ru