Santander Consumer Bank (Germany)
German banking brand offering current accounts, credit cards, savings and consumer credit products under the Santander name.
Last updated September 15, 2026
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Overview
Santander is a banking brand in Germany whose website presents products including the free BestGiro current account, BestSparen savings, BestCard credit cards, joint household accounts and consumer credit including car financing. Its 'Über uns' page describes a focus on customer needs and service through branches, online, remote advice and telephone channels, and mentions social engagement, investor relations and Santander universities. The Investor Relations portal is presented as the portal of Openbank Deutschland AG, and the homepage states 'Wir sind jetzt Openbank Deutschland AG'. Press releases listed for 2021 to 2026 cover topics such as the BestGiro account, dynamic pricing in automotive financing, the autobörse.de mobility platform, electromobility benefits on BestCard Extra, the integration of Openbank and Santander Consumer Finance activities in Europe starting with Germany, an Amazon Visa credit card in Germany, and Zinia as a consumer financing provider for Apple in Germany.
History
The homepage states 'Wir sind jetzt Openbank Deutschland AG', and the Investor Relations page is presented as the Investor Relations portal of Openbank Deutschland AG. A press release dated 15.10.2025 states that Openbank and Santander Consumer Finance are integrating their activities in Europe, starting with Germany and expanding the offering for customers. Press releases listed on the site span 2021 to 2026 and include the launch of the free BestGiro current account (30.06.2026), a pilot phase for dynamic pricing in automotive financing (09.07.2026), the fifth anniversary of Autobörse.de (15.07.2025), the Amazon Visa credit card in Germany with Amazon (12.08.2024), and Zinia becoming a consumer financing provider for Apple in Germany (10.06.2024).
Products and positioning
BestGiro
Free current account with permanently 0 € account management fees, a free debit card and modern online and mobile banking.
BestSparen
Savings product with daily availability and Tagesgeld as a safe investment, advertised at up to 2.75% interest p.a.
BestCard
Credit cards, including a free credit card and other credit card conditions.
Autokredit
Car financing offered alongside consumer credit.
Sources4 sources
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