Ria Money Transfer
An international money-transfer and payments brand specializing in consumer remittances through digital channels and a large retail-agent network.
Last updated August 26, 2026
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Overview
Ria Money Transfer, commonly known as Ria, is a United States-founded financial-services brand focused on customer-to-customer international money transfers. It serves people who send funds across borders to family members and other recipients, combining company-operated locations, third-party agents, postal and financial institutions, online services, mobile applications, telephone service and other digital channels. Its service model is built around making remittances available in both urban and underserved communities, including locations where customers may have limited access to conventional banking. Founded in New York in 1987, Ria became part of Euronet Worldwide in 2006 after being acquired by the payments and financial-technology group. It operates within Euronet’s Cross-Border Payments segment alongside brands and businesses including Xe and Dandelion Payments. The acquisition gave Ria access to broader infrastructure, technology and international expansion capabilities while allowing Euronet to strengthen its consumer remittance presence. Ria’s business has expanded through partnerships, acquisitions and integrations with established retail and financial networks. Its relationships with organizations such as India Post Payments Bank, bpost in Belgium and Pos Indonesia use existing postal or agent footprints to increase access to transfer services. In the United States, Ria launched Walmart-2-Walmart Powered by Ria in 2014, providing domestic transfers through Walmart locations. In 2019, Ria and Walmart worked with PayPal’s Xoom to introduce additional domestic transfer services and extend Xoom’s reach to more countries. The company has also pursued regional growth. In 2015, it acquired Malaysia-based money-transfer provider IME. In Japan, Ria announced the acquisition of a 60 percent majority stake in Unidos Co., Ltd., the operator of the Kyodai Remittance brand, to expand its position in the Japanese remittance market and the wider Asia-Pacific region. More recently, Ria has developed partnerships in the Philippines, including arrangements with GCash and the Palawan Group of Companies, enabling transfers to digital-wallet and other payout channels. In Malaysia, it launched an eWallet offering intended to support deposits, ATM withdrawals and transfers without requiring customers to maintain a traditional bank account. Although cross-border remittances remain its core offering, Ria also provides bill payment, money orders, check-cashing, foreign-currency exchange and mobile-top-up services in selected markets. Customers may access these services through retail agents, company-owned stores, the Ria website, mobile applications and TeleRia telephone services. The company’s network exceeded 639,000 locations as of December 31, 2025, according to the cited reference material, although the size and composition of the network can change over time. Ria has used sports sponsorships and community programs to build visibility among migrant, diaspora and internationally connected audiences. It partnered with Atlético de Madrid from 2019 through 2024 and became an official money-transfer partner of FC Internazionale Milano in 2023, with the latter relationship extended through the 2026/2027 season. In 2025, it supported the Caribbean Series as title sponsor and became an official remittance-services partner of the Mexican Football Federation in the United States. The brand has also supported children’s welfare and education initiatives through partnerships with TeletonUSA, Teleton El Salvador and Save the Children. Ria is therefore positioned as a global remittance and accessible-payments brand rather than a conventional retail bank. Its competitive proposition rests on broad payout coverage, local-agent availability, multiple delivery methods, recognizable commercial partnerships and integration with Euronet’s wider cross-border payments infrastructure.
History
Ria Money Transfer was established in New York in 1987 as a consumer money-transfer company. Its central business was international remittance: enabling one individual to send funds to another person in a different country through a network of retail locations and payout partners. This model addressed the needs of migrant workers, expatriates and families separated by national borders, particularly customers who preferred cash-based or agent-assisted services. A major structural change occurred in 2006, when Euronet Worldwide acquired Ria. The brand subsequently became part of Euronet’s Cross-Border Payments segment, alongside businesses such as Xe and Dandelion Payments. Euronet’s ownership connected Ria to a larger payments group with international technology, compliance, distribution and settlement capabilities. Ria continued to operate as a distinct consumer-facing brand while using the group structure to support geographic and channel expansion. During the 2010s, Ria broadened its reach through partnerships and acquisitions. In 2014, it launched Walmart-2-Walmart Powered by Ria, bringing domestic transfers to Walmart’s United States retail network. In 2015, Ria acquired IME, a Malaysia-based money-transfer provider, strengthening its Southeast Asian presence. The company also built relationships with postal and public-facing financial organizations. Partnerships with India Post Payments Bank, bpost in Belgium and Pos Indonesia allowed Ria to use established local networks to make financial services available to more customers. Ria’s relationship with Walmart developed further in 2019, when Ria and Walmart partnered with PayPal’s Xoom to introduce domestic money-transfer services. The arrangement also contributed to an expansion of Xoom’s country coverage. Alongside distribution agreements, Ria maintained a multi-channel operating model involving agent outlets, company-owned stores, telephone service, websites and mobile applications. The brand continued its Asia-Pacific expansion through the acquisition of a 60 percent majority stake in Unidos Co., Ltd., a Japan-based funds-transfer company operating under the Kyodai Remittance name. This transaction gave Ria a stronger position in Japan, a market with significant remittance activity and established migrant-worker corridors. In the Philippines, Ria developed relationships with GCash and the Palawan Group of Companies, adding digital-wallet and local payout possibilities for recipients. In Malaysia, its 2025 eWallet launch extended the company beyond traditional transfer transactions into deposits, cash withdrawals and account-like digital services aimed in part at financially underserved users. Ria has also used brand partnerships to improve recognition in markets where sports have strong connections with local and diaspora audiences. Its agreement with Atlético de Madrid ran from 2019 to 2024. In 2023, Ria became an official money-transfer partner of FC Internazionale Milano, with the partnership extended through the 2026/2027 season and linked to initiatives such as Inter Academy Chile. In 2025, Ria sponsored the Caribbean Series in Mexicali and entered a multi-year agreement with the Mexican Football Federation as an official remittance-services partner in the United States. Community engagement has been another part of the brand’s public profile. Ria has worked with TeletonUSA’s Children’s Rehabilitation Institution and Teleton El Salvador on fundraising and televised telethon activities. In 2022, it announced a global partnership with Save the Children supporting programs for vulnerable children, including early-childhood education initiatives in Mexico and the Philippines. The brand has also received workplace and corporate-communications recognition, including awards associated with its documentary Good Teacher. By the end of 2025, the cited reference material described Ria as having a network of more than 639,000 locations worldwide. Its current identity combines a traditional cash-remittance foundation with online and mobile transfers, wallet services, bill payment, foreign-exchange and other adjacent offerings. The company remains a subsidiary brand within Euronet Worldwide’s cross-border payments portfolio.
- 2025
Digital-wallet and Philippines expansion
[1]Ria launches an eWallet in Malaysia and expands Philippine payout partnerships involving GCash and PalawanPay.
- 2024
PLS and Google-related collaborations
[1]Ria becomes PLS Financial Services’ exclusive money-transfer provider and collaborates with Xe and Google on cross-border payment discovery.
- 2023
Inter partnership begins
[1]Ria becomes the official money-transfer partner of FC Internazionale Milano.
- 2022
Save the Children partnership announced
[1]Ria announces a global partnership supporting programs for vulnerable children and early-childhood education.
- 2019
Xoom and Walmart collaboration
[1]Ria and Walmart collaborate with PayPal’s Xoom on domestic transfer services and broader international reach.
- 2015
IME acquisition expands Southeast Asian presence
[1]Ria acquires Malaysia-based transfer provider IME.
- 2014
Walmart-2-Walmart launches
[1]Ria introduces a Walmart-based domestic money-transfer service in the United States.
- 2006
Euronet Worldwide acquires Ria
[1]Ria becomes part of Euronet Worldwide and its Cross-Border Payments segment.
- 1987
Ria is founded in New York
[1]Ria begins operations as a consumer money-transfer company focused on international remittances.
Products and positioning
A global, access-oriented remittance brand that combines digital transfers with extensive local retail and institutional payout networks, serving migrant workers, diaspora communities and other customers sending money across borders.
International remittance · 1987
Ria International Money Transfer
Ria’s core service enables customers to send money internationally through retail agents, company-owned locations, websites, mobile applications and telephone channels. Depending on the corridor, recipients may receive funds through cash pickup, bank accounts, digital wallets or other local payout methods. The service is designed for consumer remittances, including transfers from migrant and diaspora communities to family members and other recipients.
Domestic money transfer · 2014
Walmart-2-Walmart Powered by Ria
Launched in 2014, Walmart-2-Walmart Powered by Ria provided domestic money transfers through Walmart’s United States retail network. The offering extended Ria’s transfer infrastructure beyond international remittances and used a familiar national retail footprint for sending and receiving funds.
Digital wallet · 2025
Ria eWallet
Ria launched an eWallet in Malaysia in 2025. The service supports depositing funds, withdrawing cash from ATMs and sending or receiving money without requiring a conventional bank account. Its stated purpose includes improving access to everyday financial tools for unbanked users and migrant workers.
Adjacent payments
Bill payment and mobile top-up services
In selected markets, Ria complements transfers with bill payment, mobile-phone top-ups, money orders, foreign-currency exchange and check-cashing. Availability depends on the country, channel and local partners, and these services help position Ria as a broader access point for routine financial transactions rather than solely a remittance counter.
Marketing campaigns
- 2025Caribbean Series title sponsorship
Mexico · Caribbean · Latin America
Ria served as title sponsor of the Caribbean Series in Mexicali, one of the prominent baseball events associated with Latin American sport.
- 2025Mexican Football Federation partnership
United States · Mexico
Ria became the official remittance-services partner of the Mexican Football Federation, supporting both men’s and women’s national teams in the United States.
Outcome. The agreement was described as multi-year.
- 2023FC Internazionale Milano partnership
Italy · Chile · Europe · International
Ria became Inter’s official money-transfer partner. The collaboration included brand exposure and support for community initiatives such as Inter Academy Chile, a football program for children and young people.
Outcome. The partnership was extended through the 2026/2027 season.
- 2022Save the Children partnership
Global · Mexico · Philippines
Ria partnered with Save the Children on programs supporting vulnerable children, including initiatives aimed at improving access to early-childhood education.
- 2019Atlético de Madrid partnership
Spain · Europe · International
Ria partnered with Atlético de Madrid to increase brand visibility through match-day activations and fan engagement, linking the company’s remittance proposition with themes of connection, resilience and passion.
Outcome. The partnership continued through 2024.
- Teleton fundraising support
United States · El Salvador
Ria has collaborated with TeletonUSA’s Children’s Rehabilitation Institution and Teleton El Salvador, using its network and participation in televised events to support fundraising for children with disabilities.
Brand decisions
2025
Launch the Malaysian eWalletProduct launchBackground
Ria aimed to extend its Malaysian offering beyond conventional remittance transactions and improve access for customers without traditional bank accounts.
Action taken
Ria launched an eWallet supporting deposits, ATM withdrawals and money transfers.
Aftermath
The launch broadened Ria’s digital-financial-services proposition in Southeast Asia.
2019
Collaborate with Walmart and XoomStrategyBackground
Ria and Walmart worked with PayPal’s Xoom to expand domestic transfer capabilities and international service reach.
Action taken
The companies introduced domestic money-transfer services through the collaboration.
Aftermath
Xoom’s availability expanded to 60 countries under the arrangement described in the reference material.
2015
Acquire IME in MalaysiaM&ABackground
Ria pursued a stronger position in Southeast Asian remittance markets.
Action taken
Ria acquired Malaysian money-transfer provider IME.
Aftermath
The acquisition formed part of Ria’s regional expansion strategy.
2014
Launch Walmart-2-Walmart Powered by RiaProduct launchBackground
Ria sought to extend its transfer infrastructure into domestic United States payments through Walmart’s nationwide retail footprint.
Action taken
Ria launched Walmart-2-Walmart, a Walmart-based domestic money-transfer service.
Aftermath
The brand gained an additional domestic transfer channel and a high-visibility retail distribution partnership.
2006
Join Euronet Worldwide’s cross-border payments portfolioM&ABackground
Ria was acquired by Euronet Worldwide after operating independently as a money-transfer company since 1987.
Action taken
Ria became a subsidiary within Euronet’s Cross-Border Payments segment.
Aftermath
The transaction placed Ria alongside Euronet’s other cross-border payments businesses and supported its international operating model.
- Acquire a majority stake in Unidos in JapanM&A
Background
Ria sought to deepen its presence in Japan and the Asia-Pacific remittance market.
Action taken
Ria announced the acquisition of a 60 percent majority stake in Unidos Co., Ltd., operator of Kyodai Remittance.
Aftermath
The transaction expanded Ria’s access to Japan’s funds-transfer market.
Recent events
Ria Money Transfer partners with Mooney in Italy[2]
Reported:
Ria Money Transfer announced a strategic collaboration with Mooney to extend its distribution network through Mooney's nationwide retail coverage in Italy.
Ria announces its money transfer app for Europe[3]
Reported:
Ria Money Transfer announced the release of its money transfer app for the European market. The first releases began in France and Germany in May, with launches in additional countries planned by June.
Ria Money Transfer opens first Singapore store[4]
Reported:
Ria Money Transfer opened its first store in Singapore, on Kerbau Road in the Little India area, enabling customers to send funds.
Sources6 sources
- 1Ria Money Transferen.wikipedia.org
- 2Ria Money Transfer 与 Mooney 在意大利建立合作finance.yahoo.com
- 3Ria宣布在欧洲推出汇款应用finanznachrichten.de
- 4Ria Money Transfer 在新加坡开设首家门店finance.yahoo.com
- 5Euronet's (EEFT) Unit Launches Money Tranfer App in Europeau.finance.yahoo.com
- 6Euronet's (EEFT) Unit Launches Money Tranfer App in Europefinance.yahoo.com
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