Raiffeisen Bank Polska

Raiffeisen Bank Polska Spółka Akcyjna, based in Warsaw, was a Polish banking institution. It was renamed and now conducts business in Poland as Raiffeisen Bank International AG (Spółka Akcyjna) Oddział w Polsce, the Polish branch of Raiffeisen Bank International AG, headquartered in Vienna. The bank offered consumer banking products including mortgage and housing loans, and its standard contract terms were the subject of a decision by the President of the Office of Competition and Consumer Protection (UOKiK) in 2021.

Raiffeisen Bank Polska Spółka Akcyjna was based in Warsaw. It was renamed and now operates in Poland as Raiffeisen Bank International AG (Spółka Akcyjna) Oddział w Polsce, a branch of Raiffeisen Bank International AG, which is headquartered in Vienna. In a decision dated 16 December 2021 (No. DOZIK-12/2021), the President of the Office of Competition and Consumer Protection (UOKiK) deemed certain standard contract clauses used by Raiffeisen Bank International AG, acting in Poland through its Polish branch, to be prohibited and banned their use. These clauses concerned the determination of currency buy and sell rates and spreads, and were used in mortgage and housing loan contract templates, including those for private banking clients under the Friedrich Wilhelm Raiffeisen line.

• Mortgage and housing loans

  The bank offered mortgage and housing loan products, including under the Friedrich Wilhelm Raiffeisen private banking line.

1. 1Raiffeisen Bank International AG (Spólka Akcyjna) Oddział w Polscerbinternational.com.pl