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quirion

quirion is a German robo-advisor offering professionally managed ETF portfolios.

Last updated September 15, 2026

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Overview

quirion is a German robo-advisor brand offering professionally managed ETF portfolios for a fee of 0.48% per year. Its core product is the Einzeldepot (single account), which invests in a globally diversified portfolio of broadly spread ETFs and index-oriented funds, providing exposure to over 13,000 stocks and 2,000 bonds from more than 70 countries. The strategy can range across eleven equity levels from 0 to 100%, and quirion monitors and rebalances the portfolio free of charge. Additional offerings include a Gemeinschaftsdepot (joint account), Kinderdepot (children's account), Tagesgeldkonto (call money account), Cash-Invest, sustainable investing, and megatrend and thematic portfolios. According to quirion, over 100,000 customers use its ETF-based investment model, and it manages more than €3.2 billion in assets. The brand is part of the Quirin Gruppe, which reports over €11 billion in client funds.

History

quirion is a German robo-advisor brand that offers professionally managed ETF portfolios. Its core product is the Einzeldepot, which invests in a globally diversified portfolio of broadly spread ETFs and index-oriented funds, providing exposure to over 13,000 stocks and 2,000 bonds from more than 70 countries. The equity allocation can be set across eleven levels from 0 to 100%, and quirion monitors the strategy and rebalances it free of charge. Additional products include the Gemeinschaftsdepot, Kinderdepot, Tagesgeldkonto, Cash-Invest, state-subsidized Altersvorsorgedepot, sustainable investing, and megatrend and thematic portfolios. According to quirion, over 100,000 customers use its ETF-based investment model, and it manages more than €3.2 billion in assets. The brand is part of the Quirin Gruppe, which reports over €11 billion in client funds.

Products and positioning

Professionally managed ETF portfolios for 0.48% per year, with a vision to make Germany a better place for investors.

  • Einzeldepot

    Core product: a single account investing in a globally diversified portfolio of broadly spread ETFs and index-oriented funds, with exposure to over 13,000 stocks and 2,000 bonds from more than 70 countries. The equity allocation can be set across eleven levels from 0 to 100%, and quirion monitors and rebalances the portfolio free of charge.

  • Gemeinschaftsdepot

    A joint account for two holders with equal rights, both able to see, deposit, and withdraw. Invests in the Global Portfolio like the Einzeldepot, with the strategy set jointly and monitored by quirion.

  • Kinderdepot

    A children's account for goals such as university, a year abroad, or a driving license; small contributions can grow over many years.

  • Tagesgeldkonto

    A call money account ideal for emergency funds and short-term goals, keeping money flexibly available.

  • Cash-Invest

    An alternative to call money for money that should remain available in the short term.

  • Altersvorsorgedepot

    A state-subsidized retirement account allowing investment in capital markets with government support.

  • Sustainable investing portfolios

    Invest according to sustainable criteria without foregoing capital market opportunities.

  • Megatrends portfolio

    Target future themes such as technology, health, or sustainability.

  • Thematic portfolios

    Invest in themes you find exciting and consider relevant long-term.

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