Qonto

Qonto is a French company headquartered in Paris. It provides a business account with finance management and company creation services, used by 600,000+ clients daily. Founded in France in 2017 by Alexandre Prot and Steve Anavi, it operates across 8 European markets and is an approved payment institution.

Qonto was founded in France in 2017 by Alexandre Prot and Steve Anavi, who set out to build a transparent and efficient financial solution for business owners. The company launched with a mission to give European SMEs the financial tools they deserve. It later expanded across 8 European markets, including Austria, Belgium, Portugal, and The Netherlands, and acquired Penta to strengthen its European leadership. As of the official pages, Qonto supports 600,000 business customers and has helped 250,000 entrepreneurs create their companies.

Financial tools built for small businesses, transparent and efficient, designed around how businesses actually work.

• Business account

  AI-powered business account with account remuneration up to 5%, SEPA & global transfers, virtual cards, Apple Pay/Google Pay, invoicing with embedded payment links, Tap to Pay & POS terminals, credit suite, and Mastercard debit and credit cards.

• Qonto AI

  AI agents inside Qonto and MCP integration in AI tools, with visibility and accountability: AI drafts the work, you review & approve, all actions logged and traceable.

• Company creation

  Service to fast-track company creation: preparing bylaws, depositing startup capital, announcing the business legally, and registering the company.

1. 1Manage all your finances from your Qonto business accountqonto.com
2. 2About Qonto • The fast lane of business bankingqonto.com
3. 3Qonto • Fast-track company creation for SMEsqonto.com
4. 4Expense policy: download our free templateqonto.com