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Pumpkin Pet Insurance

Pet insurance and wellness plans for dogs and cats, founded by Zoetis.

Last updated September 15, 2026

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Overview

Pumpkin is a pet insurance company founded by the global animal health leader Zoetis, offering premium accident & illness coverage and wellness plans for dogs and cats. Its plans help families afford advanced diagnostics and treatments, from routine to critical care. The company operates a nationwide team of 200+ and offers PumpkinNow, an urgent pay service that pays policyholders before they pay vet bills. Pumpkin serves customers in the US and Canada, with flexible coverage options including unlimited coverage, no upper age limits or breed restrictions, and a 10% multi-pet discount.

History

Pumpkin is a pet insurance company founded by the global animal health leader Zoetis. It offers premium accident & illness coverage and wellness plans for dogs and cats, aiming to help families afford advanced diagnostics and treatments from routine to critical care. The company operates a nationwide team of 200+ that pairs pet health expertise with purpose-built technology, including PumpkinNow, an urgent pay service that confirms coverage and pays urgent claims in 15 minutes or less. Pumpkin serves customers in the US and Canada.

Products and positioning

Premium pet insurance and wellness plans that help parents access advanced veterinary care at every life stage, with concierge-level support and purpose-built technology.

  • Dog insurance

    Accident and illness insurance plan for dogs.

  • Cat insurance

    Accident and illness insurance plan for cats.

  • Dog wellness

    Wellness plan for preventive care for dogs; not insurance.

  • Cat wellness

    Wellness plan for preventive care for cats; not insurance.

  • PumpkinNow

    Urgent pay service that pays policyholders before they pay vet bills, part of every Pumpkin plan.

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