PT Bank Tabungan Negara (Persero) Tbk
Indonesian state-owned bank specializing in housing loans and public housing financing.
Last updated August 26, 2026
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Overview
Bank Tabungan Negara (BTN) is a state-owned bank in Indonesia, established in 1897 as a postal savings institution. It focuses on housing loans and public housing financing, and is one of the largest mortgage banks in Indonesia. BTN is listed on the Indonesia Stock Exchange under the ticker BBTN.
Products and positioning
BTN is positioned as a leader in Indonesia's housing finance sector, focusing on serving the housing needs of low- and middle-income groups and supporting government public housing programs.
Product categories. Housing loans · Savings products · Commercial loans · Government project financing
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