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Prestiti.it - Facile.it Mediazione Creditizia S.p.A.

Prestiti.it is an Italian online loan comparison platform operated within the Facile.it Group, offering free comparison of personal loans, salary-backed loans and other consumer financing.

Last updated September 27, 2026

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Overview

Prestiti.it is an Italian online comparison service dedicated to loans and consumer financing, operated under the corporate name Prestiti.it - Facile.it Mediazione Creditizia S.p.A. The platform lets users compare quotes for personal loans, salary-backed loans (cessione del quinto), car and motorcycle financing, debt consolidation, home loans and renovation loans, and then submit a request directly through the site. According to its own description, it is a free service managed by a team of professionals and part of an established group that used IT knowledge and tools to build an easy-to-use comparison platform, accessible even to non-specialists. The site positions itself around four stated advantages: savings, transparency, privacy and innovation. It says it compares the main partner banks and finance companies so users can find online loans with rates equal to or more competitive than traditional channels; it claims to compare loans impartially and to let users check all ancillary costs before applying; it states that personal data are handled in line with privacy law and not used or transferred without authorisation; and it emphasises simplicity and speed of use. The homepage states that more than 30,000 customers each month choose the most convenient financing through the free comparator, and it advertises personal loans up to a maximum of €100,000 and salary-backed loans up to €75,000. Prestiti.it is part of the Facile.it Group, which the site says also includes Assicurazione.it, Mutui.it and BolletteCasa.it. Facile.it is described as the leading online comparison site in Italy, helping more than 1.5 million Italians each month to cut recurring expenses through rapid comparison of offers such as ADSL or savings on partner insurance companies' car and motorcycle insurance offers. Within that group, Prestiti.it occupies the credit and lending vertical, complementing the insurance, mortgage and utility comparison properties. The brand is therefore best understood as a consumer-finance comparison and intermediation platform rather than a lender itself: it aggregates and compares offers from partner banks and financial companies, and routes user requests onward. Its corporate identity, Prestiti.it - Facile.it Mediazione Creditizia S.p.A., reflects this intermediation role. The service is aimed at Italian consumers seeking personal loans and other financing, and it operates primarily online through its website.

History

Prestiti.it operates as an Italian online loan comparison service under the corporate name Prestiti.it - Facile.it Mediazione Creditizia S.p.A. It is part of the Facile.it Group, an Italian online comparison group whose properties, according to Prestiti.it's own 'Chi siamo' page, also include Assicurazione.it, Mutui.it and BolletteCasa.it. Facile.it is described there as the leading online comparison site in Italy, helping more than 1.5 million Italians each month to cut recurring expenses through rapid comparison of offers such as ADSL or savings on partner insurance companies' car and motorcycle insurance offers. Within that group, Prestiti.it was built as a dedicated credit and lending vertical. Its own account states that it is a free service managed by a team of professionals and part of an established group that employed IT knowledge and tools to create an easy-to-consult platform, accessible even to non-specialists. The stated purpose is to let users understand in a few steps which offers are available on the personal-loan market and how much they can save, because opportunities to obtain convenient financing exist but consumers do not always have the means or time to find them. The platform aggregates and compares quotes from partner banks and finance companies across several product categories: personal loans, salary-backed loans (cessione del quinto), car and motorcycle financing, debt consolidation, home loans and renovation loans. Users fill in a form and can compare the best offers on the market on a single web page, then request a quote online. The homepage advertises personal loans up to a maximum of €100,000 and salary-backed loans up to €75,000, and states that more than 30,000 customers each month choose the most convenient financing through the free comparator. Prestiti.it positions its service around savings, transparency, privacy and innovation. It says it compares the main partner banks and finance companies so that users find online loans with rates equal to or more competitive than traditional channels; that it compares loans impartially and lets users check all ancillary costs before applying; that it handles personal data in line with privacy law and does not use or transfer information without authorisation; and that it focuses on simplicity and speed of use. The brand thus functions as a consumer-finance comparison and intermediation platform rather than a direct lender, with its corporate name reflecting that intermediation role. The available evidence does not specify a founding year, headquarters address or executive team for the entity.

Products and positioning

Free, transparent and easy-to-use online loan comparison service within the Facile.it Group, aimed at Italian consumers seeking personal and other financing.

  • Personal loan comparison

    Comparison of personal loan quotes, advertised on the homepage as available up to a maximum of €100,000.

  • Salary-backed loan (cessione del quinto) comparison

    Comparison of salary-backed loan offers, advertised on the homepage as available up to €75,000.

  • Car loan comparison

    Comparison of car financing offers.

  • Motorcycle loan comparison

    Comparison of motorcycle financing offers.

  • Debt consolidation comparison

    Comparison of debt consolidation financing offers.

  • Home loan comparison

    Comparison of home financing offers.

  • Renovation loan comparison

    Comparison of renovation financing offers.

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