Pool Re

Pool Re is a UK terrorism reinsurance provider. Its stated purpose is to ensure that every business in Great Britain can access affordable and comprehensive terrorism insurance, insulating the taxpayer from the financial impacts of catastrophic terrorist attacks. It provides commercial property reinsurance cover for losses caused by terrorism, including material damage, business interruption, non-damage business interruption, damage from chemical, biological, radiological and nuclear (CBRN) attacks, and remote digital interference (so-called "cyber-terrorism"). It states that it protects over £2 trillion of assets and businesses of all sizes across a wide range of sectors, and that it has paid claims in excess of £634 million in relation to 13 certified terrorist events since its foundation, without ever calling on the Government's guarantee. Its specialist division, Pool Re Solutions, focuses on analysing the evolving threat landscape and supporting Members and their policyholders.

Pool Re was founded in 1993, in response to the market failure in terrorism insurance caused by the Provisional Irish Republican Army (IRA)'s bombing campaign against financial targets and city centres on the British mainland. For the last three decades, Pool Re has enabled the private (re)insurance sector to support Great Britain's economic resilience against terrorism. To date, it has paid claims in excess of £634 million (equivalent to £1.73bn adjusted for inflation at Dec 2025) in relation to 13 certified terrorist events since its foundation, and states that it has never called on the Government's guarantee, demonstrating the effectiveness of its Scheme in insulating the taxpayer from financial losses arising from acts of terrorism.

Britain's largest terrorism reinsurer, safeguarding national resilience through terrorism reinsurance.

• Terrorism reinsurance

  Commercial property reinsurance cover for losses caused by terrorism, including material damage, business interruption, non-damage business interruption, CBRN attacks and remote digital interference.

• Pool Re Solutions

  Specialist division focused on analysing the evolving threat landscape, evaluating potential impacts, and supporting Members and their policyholders.

• TERRA by Pool Re

  A tool launched to help businesses assess terrorism resilience.

1. 1The UK's Terrorism Reinsurance Provider | Pool Repoolre.co.uk
2. 2Who We Are | About Pool Repoolre.co.uk
3. 3Company News - Pool Repoolre.co.uk