Perbadanan Usahawan Nasional Bhd

Perbadanan Usahawan Nasional Bhd (PUNB), commonly known by its acronym PUNB, is a Malaysian government-linked company established to develop and finance Bumiputera entrepreneurs. It operates as a development finance and entrepreneurship development institution under the purview of the federal government, with its head office in Kuala Lumpur. PUNB's mandate is to increase Bumiputera participation in business, particularly in the distributive trade, retail, and services sectors, by providing financing, business premises, and advisory support. PUNB's core activities include providing loans and financing schemes to Bumiputera-owned small and medium enterprises (SMEs), developing retail and commercial spaces for entrepreneurs, and offering training, mentoring, and business development programmes. It is best known for its role in supporting Bumiputera participation in the wholesale and retail trade, including through the development of business premises and the provision of working capital and asset financing. As a government-linked entity, PUNB is not a listed company and does not trade on any stock exchange. It is funded and supervised by the Malaysian government and reports to the relevant ministry responsible for entrepreneur development. Its financing products are typically structured as term loans, asset financing, and working capital facilities, often with subsidised or concessionary terms aimed at lowering the barriers to entry for Bumiputera entrepreneurs. PUNB has been involved in various national entrepreneurship programmes and has partnered with government agencies, financial institutions, and retail operators to expand Bumiputera business participation. Its brand identity is closely tied to Malaysia's broader Bumiputera economic empowerment agenda, and it is recognised as one of the key institutional vehicles for channelling government support to Bumiputera SMEs. Because PUNB is a development institution rather than a consumer-facing commercial brand, its public profile is primarily institutional. It does not market consumer products under its own name; instead, its 'brand' represents a source of financing and business development support for entrepreneurs. Its beneficiaries operate under their own commercial brands in sectors such as retail, food and beverage, services, and distribution.

Perbadanan Usahawan Nasional Bhd (PUNB) was established in 1991 as a Malaysian government initiative to accelerate Bumiputera participation in commerce and industry. It was created in the context of Malaysia's New Economic Policy (NEP) and subsequent national development policies that sought to increase Bumiputera ownership and participation in the corporate and business sectors. From its inception, PUNB was tasked with providing financing and business development support to Bumiputera entrepreneurs, particularly in the distributive trade sector, which includes wholesale and retail. Over the years, PUNB expanded its role to include the development of business premises, the provision of advisory services, and the implementation of entrepreneurship training programmes. PUNB has been involved in various national programmes aimed at strengthening Bumiputera SMEs. It has collaborated with government ministries, agencies, and financial institutions to deliver financing schemes and to develop commercial infrastructure such as retail complexes and business parks for Bumiputera entrepreneurs. As a government-linked company, PUNB operates under the oversight of the federal government and is funded through government allocations and its own financing activities. It is not listed on Bursa Malaysia and does not have publicly traded shares. Its governance structure includes a board of directors appointed by the government. Throughout its history, PUNB has adapted to changing economic conditions and government policies, including shifts in the focus of Bumiputera economic empowerment programmes. Its activities remain centred on financing and developing Bumiputera entrepreneurs, with a particular emphasis on the retail, wholesale, and services sectors.

• 1991

  Perbadanan Usahawan Nasional Bhd (PUNB) is established as a Malaysian government-linked institution to develop Bumiputera entrepreneurs.

A government-linked development finance institution focused on empowering Bumiputera entrepreneurs through financing, premises, and business development support.

• Bumiputera SME financing

  Loans and financing facilities for Bumiputera-owned small and medium enterprises, including term loans, asset financing, and working capital.

• Business premises development

  Development and provision of commercial and retail premises for Bumiputera entrepreneurs.

• Entrepreneurship development programmes

  Training, mentoring, and advisory programmes to build Bumiputera entrepreneurial capacity.

• 2026-01-01

  PUNB appoints Rastam Mohd Isa as chairman[1]PUNB任命拉斯塔姆·莫哈末·伊萨为主席thestar.com.my

  Reported: 2026-01-02

  Perbadanan Usahawan Nasional Bhd (PUNB) appointed Tan Sri Rastam Mohd Isa as its new chairman, effective Jan 1, 2026.

1. 1PUNB任命拉斯塔姆·莫哈末·伊萨为主席thestar.com.my