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PayActiv

PayActiv is a financial wellness platform offering Earned Wage Access and related tools.

Last updated September 11, 2026

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Overview

PayActiv describes itself as an all-inclusive Financial Wellness platform that provides Earned Wage Access (EWA) and a suite of tools intended to support employees' financial wellness. The company states it created Earned Wage Access in 2012 and operates as a Public Benefit Corporation and Certified B-Corp. It says it serves more than 2 million people.

History

PayActiv states that before it created Earned Wage Access (EWA) in 2012, workers could only bridge the gap between needing money and getting paid with late and overdraft fees, or expensive payday loans. The company describes itself as a Public Benefit Corporation and Certified B-Corp.

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