Payability
Payability provides fast funding and cash flow solutions for Amazon and Walmart eCommerce sellers.
Last updated September 16, 2026
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Overview
Payability is a New York City-based company that provides flexible funding and tailored cash flow solutions to eCommerce sellers. Founded in 2015, it offers products such as Instant Access and Instant Advance, and has made over $6 billion in daily payments to more than 10,000 Amazon sellers since 2015. It is an Amazon-approved third-party software partner.
History
Payability was founded in 2015. Since its founding, it has helped thousands of eCommerce sellers scale their businesses by providing over $5 billion in funding. The company is based in New York City and focuses on supporting eCommerce sellers. It provides capital based on eCommerce sales with its Instant Access and Instant Advance products.
Products and positioning
Fast, friction-free funding for eCommerce entrepreneurs.
Instant Access
A funding product that provides capital based on eCommerce sales.
Instant Advance
A funding product that provides capital based on eCommerce sales.
Payability Visa Card
A card that allows sellers to access their daily sales for spending same day, including Amazon deferred payments.
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