PatSat
PatSat is a station-based ATM network in Japan's Kansai region, operated by Station Network Kansai, a joint venture between Hankyu Railway and Ikeda Senshu Bank.
Last updated September 27, 2026
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Overview
PatSat (パッとサッと) is a Japanese station ATM brand operated by Station Network Kansai Co., Ltd. (株式会社ステーションネットワーク関西), a joint venture established on June 29, 2000, by Hankyu Railway and Ikeda Senshu Bank. The company is part of the Hankyu Hanshin Holdings Group. PatSat ATMs are installed inside railway stations and commercial facilities, primarily in the Kansai region, including stations of Hankyu Railway, Kita-Osaka Kyuko Railway, Hanshin Electric Railway, Osaka Metro, Kobe Municipal Subway, Nankai Electric Railway, and Semboku Rapid Railway. The network is a shared ATM arrangement with Ikeda Senshu Bank acting as the lead bank. As of March 18, 2025, PatSat operated 139 ATMs across 88 stations. The service allows customers of partner banks to withdraw cash without a fee during designated hours, typically weekdays from 8:45 to 18:00. Partner financial institutions include Ikeda Senshu Bank, MUFG Bank, Mizuho Bank, Shiga Bank, Kansai Mirai Bank, Tajima Bank, Kiyo Bank, Kyoto Shinkin Bank, Osaka City Shinkin Bank, JA Bank Hyogo, Rakuten Bank, SBI Shinsei Bank, Aeon Bank, and Japan Post Bank. The ATMs are based on convenience-store ATM hardware, so passbooks cannot be used. Deposits and card transfers are available for some banks, while others support only withdrawals and balance inquiries. PatSat emphasizes environmental initiatives, using LED lighting in ATM booths and energy-efficient Fujitsu X100 and X180 ATM models that reduce standby power consumption by approximately 60% compared to previous models. The service also promotes receipt reduction by displaying transaction details on screen. The brand has engaged in promotional activities, including television commercials and a collaboration with Mukogawa Women's University to redesign the ATM booth at Hanshin Amagasaki Station.
History
Station Network Kansai Co., Ltd. was established on June 29, 2000, as a joint venture between Hankyu Railway and Ikeda Senshu Bank (then possibly under a different name, as Ikeda Senshu Bank was formed in 2009 from the merger of Ikeda Bank and Senshu Bank). The company was created to operate a shared ATM network, branded PatSat, within railway stations in the Kansai region. The first ATMs were likely installed in Hankyu Railway stations, and the network gradually expanded to include other railway operators such as Kita-Osaka Kyuko Railway, Hanshin Electric Railway, Osaka Metro, Kobe Municipal Subway, Nankai Electric Railway, and Semboku Rapid Railway. The ATMs are based on convenience-store ATM hardware, which means passbooks cannot be used, but they offer convenient access for commuters. Over the years, PatSat has formed partnerships with numerous financial institutions. Ikeda Senshu Bank serves as the lead bank. Major partners include MUFG Bank (originally Tokyo-Mitsubishi Bank), Mizuho Bank, Shiga Bank (since December 4, 2017), Kansai Mirai Bank (which had previously partnered through its predecessors Kansai Urban Bank until January 31, 2009, and Kinki Osaka Bank until April 30, 2010, and resumed partnership on January 17, 2022), Tajima Bank, Kiyo Bank (since April 1, 2013), Kyoto Shinkin Bank, Osaka City Shinkin Bank, JA Bank Hyogo (since July 1, 2013), Rakuten Bank (since March 23, 2015), SBI Shinsei Bank (since April 12, 2016), Aeon Bank (since September 18, 2018), and Japan Post Bank. The network also accepts cards from other banks through the MICS (Multi Integrated Cash Service) network, but with different fee structures and availability. The service has evolved to include not only withdrawals but also deposits and card transfers for certain banks. For example, Ikeda Senshu Bank, Rakuten Bank, SBI Shinsei Bank, and Japan Post Bank allow deposits, while others may only allow withdrawals and balance inquiries. The operating hours vary by bank, with most partner banks offering fee-free withdrawals on weekdays from 8:45 to 18:00. The ATMs are generally available from 7:00 to 23:00 on weekdays and shorter hours on weekends and holidays, depending on the bank. In recent years, PatSat has focused on environmental sustainability. The company uses LED lighting in ATM booths and has adopted Fujitsu X100 and X180 ATM models that reduce standby power consumption by about 60% compared to previous models. They also promote receipt reduction by displaying transaction details on screen. In 2026, PatSat collaborated with Mukogawa Women's University to renew the design of the ATM booth at Hanshin Amagasaki Station, and this collaboration was featured on Sun Television's program 'Antenna San' on February 8, 2026. As of March 18, 2025, the network operated 139 ATMs at 88 stations.
Station Network Kansai Co., Ltd. established as a joint venture between Hankyu Railway and Ikeda Senshu Bank.
Kansai Urban Bank ends its PatSat partnership.
Kinki Osaka Bank ends its PatSat partnership.
Kiyo Bank begins PatSat partnership.
JA Bank Hyogo begins PatSat partnership.
Rakuten Bank begins PatSat partnership.
SBI Shinsei Bank begins PatSat partnership.
Shiga Bank begins PatSat partnership.
Aeon Bank begins PatSat partnership.
Kansai Mirai Bank resumes PatSat partnership.
Products and positioning
Convenient, fee-free ATM access for commuters and travelers at railway stations in the Kansai region, with a focus on environmental sustainability.
PatSat ATM
Station-based ATMs installed in railway stations and commercial facilities in the Kansai region, offering cash withdrawal, deposit, and balance inquiry services for partner banks.
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