Paidin Finans AB
Swedish umbrella employment and invoicing platform that lets private individuals invoice without starting a company.
Last updated September 29, 2026
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Overview
Paidin Finans AB is a Swedish financial technology company founded in 2015 that operates an umbrella employment ("egenanställning") and invoicing service under the Paidin brand. The platform is designed for freelancers, consultants, craftspeople, event workers and creators who want to bill clients without registering a limited company or sole proprietorship. Users create an account with BankID, issue an invoice to their customer, and Paidin handles the administration — employment, payroll taxes and salary payout — so that the individual receives net salary once the client pays. The service is marketed around simplicity and low entry barriers: the first invoice is free regardless of amount, there is no minimum fee, and account creation is advertised as taking under a minute. Paidin's own homepage states that the company has operated since 2015, has invoiced more than SEK 150 million, and has paid out over SEK 12 million in salaries. The site also provides a salary calculator that estimates net pay after a 2.9% service fee, employer contributions and municipal tax. Paidin positions itself in the Swedish gig-economy and self-employment market, competing with other umbrella employment and invoicing services. Its target segments include IT and management consultants, tradespeople such as carpenters, painters and electricians, event production staff, and creative professionals including influencers, photographers and film producers. The company is based in Sweden and serves the Swedish market.
History
Paidin Finans AB was founded in 2015 as a Swedish umbrella employment company, according to Wikidata. The company built a platform that allows private individuals to invoice clients without forming a company, handling the legal and administrative employment relationship on the user's behalf. Since its founding, Paidin has processed more than SEK 150 million in invoices and paid out over SEK 12 million in salaries, as stated on its homepage. The service has evolved to include BankID-based onboarding, a salary calculator, and integrations for secure payments. It remains active in the Swedish market.
- 2015
Paidin Finans AB founded in Sweden.
Platform surpasses SEK 150 million invoiced.
Platform surpasses SEK 12 million in salaries paid out.
Products and positioning
Simple, low-barrier umbrella employment and invoicing for Swedish freelancers and gig workers.
Paidin invoicing platform
Web service for creating and sending invoices without a company.
Umbrella employment
Paidin employs the user and handles payroll taxes and salary payout.
Salary calculator
Tool estimating net salary after fees and taxes.
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