P&N Bank

P&N Bank is a customer-owned bank based in Perth, Western Australia, and describes itself as WA's largest locally-based customer-owned bank. It offers everyday accounts, savings accounts, term deposits, home loans, personal loans, credit cards and insurance, and says it reinvests profits back into providing better products and services for its customers. The bank traces its origins to 1969, when it was the Western Australian Police Union Cooperative Credit Union Society Limited, serving local police officers and employees; it later added nurses and merged with other state-based credit societies. P&N Bank was named Bank of the Year in the Roy Morgan Customer Satisfaction Awards for 2023, 2024 and 2025. It operates under Police & Nurses Limited (PNL), with a Board of Directors and a P&N Group Executive.

P&N Bank states that it started out in 1969 as the Western Australian Police Union Cooperative Credit Union Society Limited, serving only local police officers and employees. With the addition of nurses and then mergers with other state-based credit societies, it grew through the 1970s, 1980s and 1990s. Today it describes itself as WA's largest locally-based customer-owned bank. It operates under Police & Nurses Limited (PNL), which has a Board of Directors responsible for corporate governance and sustainability of P&N Group on behalf of customers, and a P&N Group Executive.

Customer-owned bank focused on financial inclusion and supporting the Western Australian community, reinvesting profits into better products and services.

• Everyday accounts

• Savings accounts

• Term deposits

• Home loans

• Personal loans

• Credit cards

• Insurance

• Basic Variable Home Loan

• Hi Saver Account

• Click to Pay

• 2020

  P&N Bank discloses customer data breach

  P&N Bank informed customers that a cyberattack exposed personal and sensitive account information through its customer relationship management platform. The bank said there was no evidence that customer accounts or funds had been compromised.

  Source

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• 2020-01-15

  P&N Bank discloses customer data breach[5]P&N Bank discloses customer data breachzdnet.com

  Reported: 2020-01-15

  P&N Bank informed customers that a cyberattack exposed personal and sensitive account information through its customer relationship management platform. The bank said there was no evidence that customer accounts or funds had been compromised.

1. 1Bank accounts, loans, credit cards and insurance | P&N Bankpnbank.com.au
2. 2About us, our history & community initiatives | P&N Bankpnbank.com.au
3. 3Corporate details, our board, council & committees | P&N Bankpnbank.com.au
4. 4Awards for our products and services | P&N Bankpnbank.com.au
5. 5P&N Bank discloses customer data breachzdnet.com