Ozan Elektronik Para
Ozan Elektronik Para is a Turkish electronic-money and payment-technology company providing digital wallets, card products, payment acceptance, and collection services.
Last updated August 24, 2026
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Overview
Ozan Elektronik Para is a Turkey-based financial-technology company focused on electronic money, digital payments, and payment acceptance. Founded in May 2018, it developed within Turkey’s regulated payments environment and obtained an electronic-money issuing licence from the Banking Regulation and Supervision Agency (BDDK) in September 2019. The licence enabled the company to issue electronic-money products and provide related payment services under the applicable Turkish regulatory framework. The company began operating as an electronic-money institution in January 2020 under the supervision of the Central Bank of the Republic of Turkey (TCMB). Its activities combine consumer-facing digital financial products with infrastructure for merchants and business networks. For individuals, Ozan offers the SuperApp, described as a digital wallet that brings together financial and lifestyle functions, and SuperCard, a prepaid, contactless debit card. For businesses, its portfolio includes Virtual POS for online transactions, physical POS terminals for in-store acceptance, and the FijiPOS platform for managing payment operations. It also provides dealer-collection services for business-to-business distribution networks and foreign-currency collection capabilities supporting more than 27 currencies, according to the referenced company description. A major part of Ozan’s development has been the expansion of its payment-network and institutional capabilities. In 2020 it obtained PCI-DSS certification, a payment-card data-security standard relevant to the processing and protection of cardholder information. During 2021, it became a Visa Principal Member, joined UnionPay, achieved Mastercard Principal Membership, and joined Turkey’s domestic payment infrastructure through BKM and Troy. These memberships broadened its ability to participate in card and payment ecosystems, although the available reference material does not specify the precise commercial scope of every membership. In June 2022, Ozan secured a BDDK acquiring licence. This represented an expansion beyond electronic-money issuance into merchant acquiring, including payment processing and settlement services for businesses. In February 2023, the company joined BKM TechPOS, supporting the addition of further payment functions. That year it also received two awards at the PSM Awards for contributions to financial technology. In February 2024, Ozan joined the Mastercard Engage Partner Program, adding another connection to the Mastercard acceptance and technology-partner ecosystem. Ozan’s positioning is therefore that of a regulated Turkish fintech and payment-services provider rather than a conventional retail bank. Its model links consumer wallet and prepaid-card products with merchant acceptance, point-of-sale management, business collections, and payment-network connectivity. The available sources do not provide reliable information about revenue, valuation, ownership, senior executives, headquarters, customer numbers, or operations outside Turkey. The company is presented as active, but its current product availability and detailed corporate structure should be verified against current official disclosures.
History
Ozan Elektronik Para was established in Turkey in May 2018 as a company focused on electronic money and payment technologies. Its first major regulatory milestone came in September 2019, when it obtained an electronic-money issuing licence from the Banking Regulation and Supervision Agency, commonly known as BDDK. The licence provided the formal authorisation required for its electronic-money activities. The company is described as operating from January 2020 under the supervision of the Central Bank of the Republic of Turkey. During 2020 it also obtained PCI-DSS certification, aligning its payment-card processing activities with an internationally recognised security framework. The available source does not identify the certification scope or the specific products covered. Ozan expanded its institutional payment-network relationships in 2021. In February it became a Visa Principal Member, followed by UnionPay membership in May. In July it achieved Mastercard Principal Membership. It also joined BKM and Troy, connecting the company with Turkey’s domestic payment ecosystem. These developments supported its broader role in card payments and merchant services. The company’s next significant regulatory expansion occurred in June 2022, when BDDK granted it an acquiring licence. This allowed Ozan to offer merchant-facing services such as payment processing and settlement, complementing its earlier electronic-money issuing capability. Its business offering includes Virtual POS for online commerce, physical POS terminals for face-to-face transactions, and the FijiPOS platform for managing point-of-sale activities. It also provides dealer collections for business-to-business networks and foreign-currency collection services supporting more than 27 currencies, according to the referenced material. In February 2023, Ozan joined BKM TechPOS, supporting the addition of further payment functions. The company also received two PSM Awards during 2023 for its contribution to financial technology. In February 2024, it joined the Mastercard Engage Partner Program. Alongside its business infrastructure, Ozan maintains consumer-oriented offerings including the SuperApp digital wallet and SuperCard prepaid contactless debit card. The available references do not establish the company’s founder, ownership structure, headquarters, executive team, financial performance, or precise international footprint. Its documented history nevertheless shows a progression from a newly founded electronic-money company to a regulated payments provider combining consumer products, merchant acquiring, point-of-sale technology, collections, and payment-network participation.
- 2024
Mastercard Engage partnership
[1]Ozan joined the Mastercard Engage Partner Program in February.
- 2023
BKM TechPOS membership and industry awards
[1]Ozan joined BKM TechPOS and received two PSM Awards during the year.
- 2022
Acquiring licence
[1]BDDK granted Ozan an acquiring licence in June, enabling merchant payment processing and settlement services.
- 2021
Expanded card-network participation
[1]Ozan became a Visa Principal Member, joined UnionPay, obtained Mastercard Principal Membership, and joined BKM and Troy.
- 2020
Supervised operations and PCI-DSS certification
[1]Ozan began operating under TCMB supervision in January and received PCI-DSS certification later in the year.
- 2019
Electronic-money issuing licence
[1]BDDK granted Ozan an electronic-money issuing licence in September 2019.
- 2018
Company founded
[1]Ozan Elektronik Para was founded in Turkey in May 2018.
Products and positioning
A regulated Turkish electronic-money and payment-technology provider serving both consumers and businesses through digital-wallet, card, merchant-acquiring, point-of-sale, and collection solutions.
Digital wallet
SuperApp
SuperApp is Ozan’s consumer-facing digital-wallet offering. The referenced material describes it as combining financial and lifestyle services in a single application. The available sources do not provide a complete feature list, pricing information, supported operating systems, or current availability.
Prepaid contactless card
SuperCard
SuperCard is described as a prepaid, contactless debit card for individual users. It forms part of Ozan’s consumer payment proposition and is associated with the company’s broader electronic-money and digital-wallet services. Detailed terms, funding methods, geographic availability, and current product status are not specified in the reference material.
Online merchant acceptance
Virtual POS
Virtual POS enables businesses to accept payments through online channels. It is part of Ozan’s merchant-services portfolio and is supported by the company’s acquiring capability. The source identifies the service as providing secure online transactions but does not detail integrations, settlement schedules, supported payment methods, or commercial pricing.
In-store merchant acceptance
Physical POS
Physical POS consists of point-of-sale terminals intended for in-store payment acceptance. Ozan presents these terminals alongside its online Virtual POS service, allowing merchants to address face-to-face transactions. The FijiPOS platform is identified as the management environment for Ozan’s POS operations, although technical specifications and terminal models are not provided.
POS management platform
FijiPOS
FijiPOS is Ozan’s platform for managing physical and online point-of-sale activities. It is associated with the company’s merchant acquiring and payment-acceptance services. The reference material does not specify whether FijiPOS is offered as a standalone software product, identify its integrations, or describe its complete operational feature set.
Business collection service
Dealer Collections
Dealer Collections is intended for business-to-business networks that need to collect payments from dealers or distribution partners. The service forms part of Ozan’s business payment infrastructure. Available source material does not specify the industries served, transaction limits, settlement design, or technical implementation.
Multi-currency collection service
Foreign Currency Collections
Ozan offers foreign-currency collection services supporting more than 27 currencies, according to the referenced description. The service is aimed at businesses handling payments in multiple currencies. The sources do not specify the individual supported currencies, exchange-rate methodology, settlement destinations, or applicable fees.
Brand decisions
2024
Mastercard Engage Partner Program participationStrategyBackground
Ozan had built payment-network relationships with Visa, Mastercard, UnionPay, BKM, and Troy.
Action taken
The company joined the Mastercard Engage Partner Program in February 2024.
Aftermath
The move added participation in Mastercard’s partner ecosystem; the available source does not quantify any resulting commercial impact.
2023
Participation in BKM TechPOSStrategyBackground
Ozan continued expanding its point-of-sale and domestic payment capabilities after receiving its acquiring licence.
Action taken
In February 2023, the company joined BKM TechPOS.
Aftermath
The membership enabled the addition of new payment functions to Ozan’s point-of-sale capabilities.
2022
Expansion into merchant acquiringStrategyBackground
Ozan had established itself as an electronic-money issuer and payment-technology provider before expanding its regulated capabilities.
Action taken
The company obtained a BDDK acquiring licence in June 2022, enabling it to provide merchant payment processing and settlement services.
Aftermath
The licence broadened Ozan’s scope from electronic-money issuance toward merchant acquiring and business payment infrastructure.
Sources1 sources
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