Opyn
Opyn is an Italian fintech offering digital credit and payment solutions for businesses and financial institutions.
Last updated September 1, 2026
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Overview
Opyn is an Italian fintech company founded in 2012. It offers digital and fast services through proprietary technology, helping companies and financial institutions grow and innovate. Its solutions include Opyn Puls (AI-ready cloud infrastructure), Opyn Pay Later (BNPL for B2B), Opyn Universe (Lending as a Service platform), and Opyn Credit AI (AI for credit evaluation). Since September 2025, Opyn is part of AAtech S.p.A. Società Benefit, a tech builder listed on Euronext Growth Milan.
History
Opyn was born in 2012, becoming in a few years the 1st Lending as a Service service in Europe. Since September 2025, it is part of AAtech S.p.A. Società Benefit, a tech builder listed on Euronext Growth Milan.
Products and positioning
Opyn Puls
AI-ready cloud and private cloud infrastructure to accelerate digital transformation.
Opyn Pay Later
Buy Now Pay Later for B2B companies, offering flexible and secure payments to business clients.
Opyn Universe
Lending as a Service platform to innovate processes and offer financial services.
Opyn Credit AI
Artificial intelligence for the credit world, speeding up and simplifying credit evaluation.
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