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OnePay

OnePay is an American financial technology company offering a mobile banking app with features like credit building, cash back, investing, and crypto.

Last updated September 2, 2026

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Overview

OnePay is an American financial technology company. Its mobile app offers banking services, credit building, cash back, investing, and cryptocurrency features. Banking services are provided by partner banks, members FDIC.

History

OnePay is an American financial technology company. Its website describes it as a financial technology company, not a bank, with banking services provided by Coastal Community Bank or Lead Bank, Members FDIC. The app offers features such as building credit with a Builder Card, cash back, Early Pay, high-yield Savings, investing, cryptocurrency, and flexible payment options.

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