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ERGO NEXT Insurance

ERGO NEXT Insurance (formerly NEXT Insurance) is a U.S.-focused small business insurance provider offering tailored coverage online.

Last updated September 11, 2026

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Overview

ERGO NEXT Insurance, formerly NEXT Insurance, is 100% dedicated to small business insurance. Founded in 2016 by Guy Goldstein, Alon Huri and Nissim Tapiro, it provides tailored coverage for over 1,300 professions and serves more than 750,000 U.S. small businesses. In 2025, ERGO Group, a subsidiary of Munich Re, acquired NEXT, and the brand became ERGO NEXT Insurance.

History

NEXT Insurance was founded in 2016 by Guy Goldstein, Alon Huri and Nissim Tapiro after they experienced the pain of buying small business insurance firsthand: slow quotes, confusing policies and expensive one-size-fits-all options that weren’t built for small businesses. They created NEXT to provide fast, affordable and tailored coverage made for the way real small businesses work. Today our global team of insurance experts helps more than 750,000 U.S. small businesses across more than 1,300 professions. In 2025 we started a new chapter when ERGO Group, one of Europe’s leading insurers and a subsidiary of Munich Re, acquired NEXT. The move from NEXT Insurance to ERGO NEXT Insurance reflects that partnership and our place within the international group.

Products and positioning

100% dedicated to small business insurance, offering tailored coverage with zero hassle and big savings.

Product categories. General Liability · Workers' Compensation · Business Owner's Policy · Professional Liability (E&O) · Commercial Property · Commercial Auto

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