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National Payments Corporation of India

National Payments Corporation of India (NPCI) is an umbrella organisation that facilitates digital payment services in India, including UPI Payment, Bharat Bill Pay, RuPay Card, FASTag, NACH, and UPI & Aadhaar based digital payments.

Last updated September 15, 2026

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Overview

National Payments Corporation of India (NPCI) is described as an umbrella organisation that facilitates services such as UPI Payment, Bharat Bill Pay, RuPay Card, FASTag, NACH, and UPI & Aadhaar based digital payments in India.

Products and positioning

Umbrella organisation facilitating digital payments in India

  • UPI Payment

    A digital payment service facilitated by NPCI in India.

  • Bharat Bill Pay

    A bill payment service facilitated by NPCI in India.

  • RuPay Card

    A card service facilitated by NPCI in India.

  • FASTag

    A service facilitated by NPCI in India.

  • NACH

    A service facilitated by NPCI in India.

  • UPI & Aadhaar Based Digital Payments

    Digital payment services facilitated by NPCI in India.

Recent events

  • City Union Bank introduces fitness watch debit card[2]

    Reported:

    City Union Bank, in association with GOQii and powered by NPCI, introduced a fitness watch debit card that enables customers to make contactless payments and also tracks health and fitness.

  • IndusInd Bank and NPCI partner on cross-border UPI remittances[3]

    Reported:

    IndusInd Bank partnered with NPCI to offer real-time cross-border remittances to India using UPI IDs for its money transfer operator partners. The service started with inward remittances from Thailand.

  • PayPhi launches RuPay tokenization service[4]

    Reported:

    PayPhi launched its tokenization service for RuPay cards in India. The service was certified for NPCI's Tokenization System and enables merchants and aggregators to use token references in place of RuPay card numbers.

  • MobiKwik launches RuPay prepaid card[5]

    Reported:

    MobiKwik collaborated with NPCI and Axis Bank to launch the digital MobiKwik RuPay Card, which mirrors eligible MobiKwik wallet balances onto a prepaid card.

  • NPCI announces its card-tokenisation system[6]

    Reported:

    The National Payments Corporation of India announced the launch of its Tokenisation System to support tokenisation of RuPay cards.

  • Simplilearn, IIIT Bangalore and NPCI announce cybersecurity program partnership[7]

    Reported:

    Simplilearn announced a partnership with IIIT Bangalore and NPCI to offer an Advanced Executive Program in Cybersecurity. The program includes a virtual internship with NPCI.

  • NPCI Bharat BillPay appoints Noopur Chaturvedi as CEO[8]

    Reported:

    The National Payments Corporation of India said it appointed Noopur Chaturvedi as chief executive officer of NPCI Bharat BillPay Ltd.

  • InstantPay launches Cashback Card with NPCI and YES Bank[9]

    Reported:

    InstantPay announced the launch of the InstantPay Cashback Card in partnership with NPCI and YES Bank. The contactless RuPay-powered card offers 1% unlimited cashback on most spends.

  • Satin Creditcare introduces UPI AutoPay for loan EMI payments[10]

    Reported:

    Satin Creditcare Network introduced UPI AutoPay for customers to pay loan EMIs, becoming the first player in India's microfinance segment to go live with the functionality. HSBC India is identified as a banking partner, and the article describes the arrangement as a strategic alliance involving Satin Creditcare, HSBC and NPCI.

  • NPCI launches UPI-Help on BHIM app[11]

    Reported:

    NPCI launched UPI-Help on the BHIM app, enabling users to check pending transaction status and raise complaints about unprocessed transactions or money that had not reached the beneficiary.

Showing the 10 most recent.

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