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Nabil Bank Limited

Nabil Bank Limited is a Nepalese commercial bank offering personal and business banking, lending, cards, and digital payment and banking services.

Last updated September 25, 2026

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Overview

Nabil Bank Limited, also known as Nabil Bank, is a commercial bank in Nepal. Its official website describes it as Nepal’s first private commercial bank. The available evidence does not specify its founding year, founder, headquarters, ownership structure, or listing status. The bank offers products and services for individual customers and businesses. Personal offerings shown on its website include savings accounts, home loans, gold-purchase financing, credit cards, and installment payment options. Its Nabil Smart Nari Ghar Karja is a home loan designed for women, while Nabil Dhukka Ghar Karja offers a fixed interest rate. The bank also advertises a loan to finance gold jewelry purchases through registered jeweler merchants. Nabil’s payment and digital services include contactless card payments, merchant QR solutions, corporate internet banking, and digital channels such as nBank, Nepal Now, and ViberBanking. Its Apple Buy Now, Pay Later scheme lets eligible Nabil credit cardholders finance purchases of Apple products in installments through participating authorized merchants. The materials supplied here identify Nepal as the market but do not establish the bank’s wider geographic footprint or provide named executives.

History

Nabil Bank Limited is identified by its official website as Nepal’s first private commercial bank. The supplied evidence does not give its founding date, founding participants, early history, or the dates of major corporate changes, so those details cannot be established here. The bank’s current public-facing offering combines standard commercial banking products with lending, card-based payments, and digital services. Its website presents savings accounts and several borrowing products, including home loans and financing for gold jewelry purchases. The Nabil Smart Nari Ghar Karja is described as a specialized home loan for women, with flexible repayment options and benefits intended to support women’s access to homeownership. Nabil Dhukka Ghar Karja is presented as a fixed-interest-rate home loan. Nabil Dhukka Sun Kharid Karja is described as financing gold jewelry purchased through the bank’s registered jeweler merchants. The bank also offers card and installment services. Its service pages describe contactless card payments and an installment service for Nabil credit cardholders. A dedicated Apple Buy Now, Pay Later page advertises interest-free installments for iPhone purchases, with stated tenures of three, six, nine, or twelve months and participation by authorized merchants. The supplied page says the scheme finances 60 percent of the purchase, with the customer paying the remaining 40 percent upfront, subject to the scheme’s approval process. Digital offerings named in the supplied material include nBank, described as a neo-banking experience; Nepal Now, described as a digital payment platform; ViberBanking; corporate internet banking; and instant payment notification services. The evidence shows a portfolio spanning consumer banking, business banking, lending, and digital payments, but does not establish a dated chronology of launches, changes in ownership, geographic expansion, or leadership. The official website also refers to the bank’s 41st anniversary, but the supplied material does not specify the date of that anniversary, so it is not used to infer an exact founding year.

Products and positioning

A Nepalese commercial bank presenting itself as the country’s first private commercial bank, with conventional banking products alongside digital services and customer-specific lending and payment offerings.

  • Nabil Smart Nari Ghar Karja

    A specialized home loan designed for women, with flexible repayment options and benefits.

  • Nabil Dhukka Ghar Karja

    A home loan offering a fixed interest rate.

  • Nabil Dhukka Sun Kharid Karja

    Financing for gold jewelry purchases through registered jeweler merchants.

  • Apple Buy Now, Pay Later scheme for iPhone

    An interest-free installment scheme for eligible purchases through participating authorized merchants, using a Nabil credit card.

  • nBank

    A digital banking offering described by the bank as a neo-banking experience.

  • Nepal Now

    A digital payment platform.

Sources3 sources

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