My Credit

My Credit (Bulgarian: Моят Кредит) is a Bulgarian money-lending brand operating under the legal entity Моят Кредит ЕООД. It provides consumer credit and mortgage loans to individuals in Bulgaria, positioning itself as a fast, accessible lender with a branch network and an online application channel. According to its official website, the company offers unsecured loans of up to 5,000 Bulgarian leva (approximately 2,556.46 euros) and secured loans of up to 100,000 leva (approximately 5,112.92 euros). The brand targets Bulgarian citizens and foreign nationals with permanent resident status aged between 18 and 80. Applications can be submitted online or at offices, with a stated approval decision within about 10 minutes and same-day disbursement at a chosen office. The company emphasizes transparent terms, no hidden fees, and optional loan insurance for data and repayment protection. My Credit operates a physical footprint covering 21 cities with 26 offices, concentrated in Sofia and other urban centers, complemented by an online application process. Its product range includes consumer loans and mortgage loans, and it advertises special offers and preferential terms for customers. The brand presents itself as an experienced player in the Bulgarian financial market, though its exact founding date and ownership structure are not specified in the available evidence. As a non-bank lender, My Credit competes in Bulgaria's fast-credit segment alongside other consumer finance providers. Its dual-channel model—branch network plus digital application—reflects the broader trend among Bulgarian non-bank lenders to combine local presence with online convenience.

My Credit (Моят Кредит) is a Bulgarian non-bank lending brand operating through the legal entity Моят Кредит ЕООД. The available evidence does not specify the exact year the company was founded or its ownership history. It has established a presence in Bulgaria's consumer finance market, describing itself as a company with long-standing experience in the financial market. The brand has developed a dual-channel distribution model: a network of physical offices across 21 Bulgarian cities—26 offices in total—and an online application platform. This model allows customers to apply remotely or visit a local office, with loan contracts signed exclusively in person at an office. The company offers unsecured loans up to 5,000 leva and secured loans up to 100,000 leva, with eligibility open to Bulgarian citizens and permanent-resident foreigners aged 18 to 80. My Credit emphasizes speed and simplicity in its customer journey: a three-step process of choosing a product, submitting a request, and receiving funds the same day at a chosen office. It advertises approval decisions within 10 minutes based on a national ID card, free creditworthiness assessment, and optional loan insurance. The brand also promotes special offers and preferential terms for its customers. As of the available evidence, My Credit continues to operate as an active lender in Bulgaria, with its website serving as the primary customer interface. No major corporate events, ownership changes, or expansions beyond its current footprint are documented in the supplied sources.

Fast, transparent consumer lending with a branch network and online application, targeting Bulgarian residents aged 18–80.

• Consumer loans

  Unsecured loans up to 5,000 BGN and secured loans up to 100,000 BGN for individuals.

• Mortgage loans

  Mortgage financing offered alongside consumer credit products.

1. 1Моят Кредит | Бързи кредити от Mycredit.bgmycredit.bg
2. 2My Credit - Wikidatawikidata.org